Veteran trader Peter Brandt has issued a stark warning on XRP prices, predicting a potential 20% plunge if key support levels break. This bearish call emerges amid rising altcoin market capitalization, which recently touched $1.19 trillion. Brandt spots a descending triangle pattern on crypto charts, a classic sign of downtrend persistence drawn from technical analysis classics. Consequently, XRP hovers near $2.85, vulnerable to sharper drops. Meanwhile, the top crypto challenging Ripple dominance, Mutuum Finance (MUTM) , gains traction through its DeFi innovations. Investors eye this shift as crypto prices fluctuate wildly. Furthermore, negative sentiment data underscores risks for XRP, while MUTM’s presale surges forward. Brandt’s Bearish Stance on XRP Intensifies Peter Brandt has scrutinized XRP’s price structure closely. He highlights a developing descending triangle on the charts. This pattern often foreshadows continued declines in crypto prices. Brandt cautions that a close below $2.68743 could trigger a slide to $2.22163. Such a move would erase over 20% from current levels around $2.85. Moreover, broader market signals align with this crypto crash outlook. Santiment data reveals negative sentiment toward XRP at its highest in six months. Yet, contrarian views suggest rebounds follow such lows historically. Still, Google Trends shows search interest for XRP dipping to a three-month nadir below 25 points. In addition, mid-level holders have begun offloading positions. Wallets with 1 million to 10 million XRP accumulated supply from 6% last October to 10.76% in September. Now, that share slips back to 10%. This distribution hints at profit-taking or waning confidence. Consequently, selling pressure mounts on XRP amid volatile crypto prices. Furthermore, these factors amplify Brandt’s crypto predictions of downside. Mid-tier investors control substantial circulating supply. Their actions sway trends sharply. As crypto prices today reflect broader unease, XRP faces heightened scrutiny. Investors ponder if this crypto crash today marks a turning point or deeper trough. Mutuum Finance Gains Ground in DeFi Space Mutuum Finance (MUTM) has positioned itself as a formidable challenger to Ripple’s hold. The project builds a decentralized lending and borrowing protocol on Ethereum. Users earn yields on idle assets or borrow against holdings without losing custody. This utility drives demand in the crypto market. Phase 6 of the presale is underway now, filling at 60% capacity out of 11 phases. Investors have raised $17,050,000 since the start. Total MUTM holders stand at 16,830. The current price sits at $0.035, a 250% rise from phase one’s $0.01. Moreover, phase 6 sells out fast. The window to acquire tokens this affordably closes soon. Phase 7 follows with a 14.3% hike to $0.04. At launch, MUTM reaches $0.06, offering current buyers a 414% return. Furthermore, Mutuum Finance has announced its lending and borrowing protocol development. Version 1 deploys to Sepolia Testnet in Q4 2025. Core features include liquidity pools, mtTokens, debt tokens, and liquidator bots. Initial assets cover ETH and USDT for lending, borrowing, and collateral. Presale Surge Highlights Investment Appeal The team has finalized its Certik audit successfully. Mutuum’s token scan earned a 90/100 score, signaling robust security. Additionally, Mutuum Finance launched a Bug Bounty Program with CertiK. It allocates $50,000 USDT for rewards across four tiers: critical, major, minor, and low. Every vulnerability level earns compensation. In parallel, the MUTM team introduced a dashboard featuring a leaderboard for the top 50 holders. These leaders receive bonus tokens as rewards for maintaining positions. Moreover, excitement builds around the latest giveaway. Mutuum Finance offers $100,000 in MUTM prizes, divided among 10 winners at $10,000 each. Participants submit wallet addresses, complete quests, and invest at least $50 in the presale to qualify. This crypto investment draws eyes for its practical use cases. Lenders deposit assets like USDC and earn mtTokens that accrue interest. Borrowers post overcollateralized holdings to access funds instantly. Rates adjust via utilization, keeping liquidity balanced. When supply abounds, rates stay low to spur borrowing. Scarcity prompts hikes, drawing deposits. Protocol Safeguards Bolster Confidence Mutuum employs deposit and borrow caps to curb risks. These limits prevent excessive exposure to illiquid tokens. Overcollateralization ensures positions withstand price swings. Liquidation triggers activate if collateral dips below thresholds, with bonuses incentivizing swift resolutions. Furthermore, loan-to-value ratios cap borrowings at safe levels, like 75% for stable assets. Reserve factors collect interest slices for protocol buffers. Chainlink oracles provide timely price feeds, backed by fallbacks for reliability. These mechanics foster secure crypto investing. As volatility grips the market, Mutuum’s design promotes stability. Enhanced collateral efficiency links correlated assets for better yields. Stable rate options offer predictability, though at premiums. Rebalancing maintains fairness during shifts. Weighing XRP Risks Against MUTM Opportunities Brandt’s conviction on XRP’s 20% tank underscores crypto crash vulnerabilities. Yet, Mutuum Finance (MUTM) emerges as the top crypto challenging Ripple dominance through tangible DeFi tools. Investors navigate these crypto predictions by favoring utility-driven projects. Consider joining the MUTM presale today to secure your stake in this evolving space. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Why Peter Brandt is Convinced XRP Will Tank Another 20% and The Top Crypto Challenging Ripple Dominance appeared first on Times Tabloid .
