For traders watching crypto charts this year, Shiba Inu (SHIB)’s sideways performance has been difficult to ignore. Despite being one of the most popular meme tokens, SHIB’s movement has left holders frustrated, with little progress beyond speculative hype. In contrast, DeFi investors are now focusing on Mutuum Finance (MUTM) , a presale token that brings clear fundamentals and growth drivers into play. With Layer-2 scalability, a utility-backed stablecoin, and a roadmap that already points to real adoption, MUTM is being spoken of as the serious alternative to meme-driven speculation — one projected to touch $2 by the end of 2026. From stagnation to scalable adoption Shiba Inu (SHIB)’s flat performance highlights the challenges meme-based crypto coins face when there are no new innovations or catalysts. While SHIB remains dependent on speculative bursts, Mutuum Finance (MUTM) will launch with mechanics that generate system demand on a continuous basis. Its upcoming stablecoin, pegged to $1, will only be minted when users borrow against collateral and will be burned whenever loans are repaid or liquidated. This means constant flows of demand and contraction that are built directly into the platform’s operations, anchoring MUTM’s economy in utility rather than hype. On top of that, the platform’s Layer-2 integration will deliver cheaper, faster transactions. This is a sharp contrast with tokens like SHIB, where adoption struggles against high gas costs and limited infrastructure. By using Layer-2, Mutuum Finance (MUTM) positions itself as a scalable DeFi protocol designed for both retail users and institutional lenders seeking efficiency. The reliability of its ecosystem is further strengthened by Chainlink oracle integration with fallback feeds and TWAPs, making price discovery and liquidations secure against manipulation. While past projects suffered from oracle exploits, Mutuum Finance (MUTM) has engineered safeguards that inspire confidence among serious DeFi investors. Presale momentum and the path to $2 Looking at crypto prices today, presale investors are entering at a critical stage. Mutuum Finance (MUTM) is in Phase 6 at $0.035 per token, with $16.20M raised and 47% of the allocation already sold. More than 16,500 holders are on board, and the upcoming Phase 7 will raise the entry cost by 15% to $0.040. This creates natural urgency, as each step forward increases the base valuation and rewards those who move earlier. Security remains central to its traction, with Mutuum Finance (MUTM) undergoing a CertiK audit that delivered a Token Score of 90.00 and a Skynet Score of 79.00. To engage the community further, the team has introduced a $100,000 giveaway , alongside a $50,000 bug bounty pool with structured rewards for vulnerabilities discovered. These measures combine transparency, trust, and opportunity in ways meme tokens have not provided. For investors, the ROI math is striking. A $5,000 allocation today would secure around 143,000 tokens at the $0.035 presale price. At the final phase of $0.060, this same allocation would be worth $8,600. By the time Mutuum Finance (MUTM) climbs toward $2 post listing, that investment reaches $286,000. This trajectory is supported not only by presale growth but by a roadmap that points to real demand catalysts: the beta launch will be active at listing, Layer-2 ensures scalability, staking through mtTokens will drive buy-and-distribute mechanics, and listings on Tier-1 exchanges such as Binance, Coinbase, KuCoin, Kraken, and MEXC are expected to bring liquidity and visibility. A lot of people are looking for crypto predictions for the next big star, but what makes Mutuum Finance (MUTM) different is that it matches investment upside with real usage. Long-term treasury strength comes from money made via liquidation fines, reserve factors, and utilization-based interest rates. This makes the institution self-sustaining. SHIB relies on how people feel about it, yet this approach creates recurring cash flows that are directly linked to utilization. People who own Shiba Inu (SHIB) are looking at crypto charts that aren’t moving, whereas investors in Mutuum Finance (MUTM) are getting ready for growth based on DeFi fundamentals. The current presale price is $0.035, and experts expect it to reach $2 by 2026. This means that the chance for huge gains is built in. When looking at crypto prices today, MUTM is one of the most interesting coins to monitor because of the buzz surrounding presale sales, adoption mechanisms, security audits, and Layer-2 scalability. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post A DeFi crypto could hit $2 by 2026, while SHIB traders struggle with stagnant charts appeared first on Invezz
