Top crypto to buy this month could be MUTM, despite XRP targeting $4.50 on institutional demand

XRP is still making news, with banks and institutions setting a target of $4.50. However, regular investors are looking for chances in DeFi tokens, where tiny investments can lead to huge profits. Mutuum Finance (MUTM) is a unique possibility for people to use a DeFi protocol that is very useful and costs less than $1. MUTM is set up to create ongoing activity and protocol-driven demand, which makes it a good choice for investors who want both short-term returns and long-term growth based on utility. This is different from XRP, which relies largely on institutional channels for adoption. Presale momentum and last-chance opportunity The presale for Mutuum Finance (MUTM) is now in Phase 6, and the price is $0.035. About 40% of this phase has now been claimed, with over 16,300 holders, bringing in $15.75 million for the project’s roadmap. The next phase will raise the price by 15% to $0.04, which will let individual investors who want to get in at a lower price have a limited time to do so. This presale structure lets people get MUTM before it becomes more popular and is listed on more exchanges, which will increase demand. The project’s early success shows that the community is very interested and that retailers are confident. The beta launch will provide people access to lending and borrowing right now, which will convince investors that MUTM is more than just a token; it’s a working ecosystem. The incorporation of stablecoins will make borrowing demand predictable, which will create a steady stream of utility that keeps people using the platform. As more people utilize the protocol, it will make money from fees that will go into the buy-and-distribute mechanism, which will increase the demand for MUTM tokens. Investors in Phase 6 will experience big increases in their listings. If you invest $2,500 at $0.035, you may buy 71,500 MUTM tokens. If the listing price is $0.06, this position will be worth $4,300, which means it will make $1,800 right away. These numbers show how early involvement in a presale lets ordinary investors take advantage of the initial momentum that is likely to be faster than XRP’s slower cycles of institutional adoption. Layer-2 advantage and institutional-ready features Mutuum Finance (MUTM) will use a Layer-2 solution that makes transactions go much faster and costs far less than typical Layer-1 networks. This technology gets rid of problems that slow down lending and borrowing, so a lot of people can utilize the protocol without any problems. The beta launch and Layer-2 scaling together will make sure that early users can use the service right away, which will build trust and encourage them to use it again. Stable-rate borrowing options will be popular with both retail and institutional users because they lower the risk of volatility and make it easier for borrowers to plan their costs. This functionality will draw in bigger players like funds and treasuries, which will help the protocol gain more users. MUTM will become a popular place for long-term lending and borrowing by making these transactions safe and predictable. Expected exchange listings on well-known sites like Binance and KuCoin will make the market even more liquid and trustworthy. Retail investors will benefit from the trust and visibility these listings give them. Institutional investors will see that MUTM is a market-ready DeFi protocol that works well. With a working beta, Layer-2 efficiency, and high-profile listings, MUTM is set to succeed better than more traditional projects like XRP, which have limited uptake because of institutional corridors and slower utility activation. Analysts who are watching MUTM’s rise say that the token’s utility-driven design and the timing of the presale make it possible to get big returns. Investors who get tokens in Phase 6 will profit from both short-term listing boosts and long-term adoption as the platform grows. MUTM’s structural growth engine, which includes Layer-2 throughput, stable-rate borrowing, and buy-and-distribute revenue distribution, makes sure that the demand for the token will keep going up over time. Final words Crypto charts reveal that XRP is now going through periods of stagnation, but predictions for utility-focused DeFi platforms like MUTM show that they will continue to rise. As more people start using cryptocurrencies, prices are likely to rise; therefore, now is a good moment to get in. Investors who get involved before the Phase 7 price rise will be able to take advantage of both the short-term listing benefits and the long-term protocol-driven gains that MUTM offers over XRP. Phase 6 is almost 40% sold, and the next phase is $0.04, so the chance to get in at a lower price is running out quickly. Both retail and institutional investors who get involved now will get short-term rewards and access to a working, scalable DeFi infrastructure that is built to last and make money. Mutuum Finance (MUTM) is a great crypto investment this month because it combines utility, technology, and growth potential. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Top crypto to buy this month could be MUTM, despite XRP targeting $4.50 on institutional demand appeared first on Invezz