Ethereum (ETH) showed the world that a blockchain project that has practical use may become one of the most powerful ways to make money in modern history. Early investors saw their money grow three or four times as decentralized finance grew more popular. But Ethereum (ETH) has already fulfilled its goals, and the market is now looking for the next initiative that will bring in life-changing profits. The answer is starting to point toward lending standards that promise not only growth but also stability. Mutuum Finance (MUTM) is the one that people think will repeat a multi-cycle run of 1,300% or more. Mutuum Finance (MUTM): building the next era of lending Mutuum Finance (MUTM) will be a decentralized lending and borrowing system that works for both blue-chip assets and tokens with higher risks. The platform will have P2C pools where users can lend or borrow proven assets like stablecoins and ETH. It will also have a P2P lane for risky tokens that need to be matched in a special way. The dual-track arrangement will let both cautious lenders who want steady returns and risk-taking speculators who want access to capital through the doors. The stablecoin minting and burning system will be at the heart of the concept. It will keep the price pegged at $1 and provide arbitrage opportunities that will help the network stay stable. Every lender will get mtTokens that reflect their deposits, like mtUSDC, which will earn interest over time. Users will also stake their mtTokens to earn MUTM rewards. All of the protocol’s earnings will go into a buyback system that will make the tokens worth more. This mix of new ideas and incentives makes sure that the token won’t only be a speculative asset; it will also have demand based on its yield. The presale is quickly picking up speed. Phase 6 is now online and costs $0.035. There are 170 million tokens available. Mutuum Finance (MUTM) has raised over $15.75 million so far, and 40% of the current phase has already been sold. There are already more than 12,000 people who follow the community on Twitter, and over 16,300 people own the token. Security is very important, as shown by the CertiK audit scores of 90 on Token Scan and 79 on Skynet. Phase 7 will cost $0.04, which means that anyone who waits will have to pay 15% more for the same amount. People who are used to watching crypto values change quickly know how critical timing will be here, especially before more people start paying attention to the market and demand rises. How 1300% gains will be reached The trip to a 1,300% return starts with the planned listing price of $0.06. If a buyer bought in during Phase 2 for $0.015, they will already have tripled their position on paper at listing, which is a 300% gain. But the longer-term estimates present a stronger narrative. The targeted price target is $0.21, which is a 1,300% increase over the Phase 2 entrance point. Even for people who are taking part in Phase 6 today at $0.035, the road is still strong: it goes from a listing value of $0.06 to an expansion of $0.21, which is a five-fold rise. Analysts are saying that Mutuum Finance (MUTM) is the most asymmetric play for investing in crypto right now because of this trend. There is more to these numbers than just hoopla. Borrowers will be able to get money without taking on too much risk with the Loan-to-Value ratios. Enhanced Collateral Efficiency will let them borrow more money against stable assets that are tied to them. This approach will increase protocol activity and produce a healthy cycle of fee income that goes straight to buybacks and rewards for stakers. The Stable Interest Rate Model will bring in big businesses who want to know how much they will have to pay to borrow money, which will keep demand steady. Deposit limitations, borrow caps, and the reserve factor are examples of risk measures that will keep things stable even when things are unstable and stop the kinds of problems that cause a crypto crash. Real-life examples explain how the system will work. If a lender puts $12,500 USDC into an account, they will get mtUSDC and earn 14% interest on it per year, which is $1,750 in a year. A borrower who puts up $2,000 worth of ETH as collateral will get $1,500 in liquidity at a 75% Loan-to-Value ratio. This opens up potential for leveraged trading or liquidity deployment. These flows will keep bringing in money for the protocol, which will help keep the value of MUTM high. Conclusion Mutuum Finance (MUTM) is also making sure that safety and trust are always at the top of its list. The bug bounty program pays up to $2,000 for serious problems and less for trivial ones, making sure that exploits are always stopped. In addition, a $100,000 giveaway will offer ten winners $10,000 each in MUTM tokens, which will increase both awareness and community involvement. These steps will help build trust between new people and institutions. Early investors in Ethereum (ETH) made a lot of money because they knew the difference between speculation and real use. Mutuum Finance (MUTM) is at the same turning point today. Phase 6 is 40% done, and Phase 7 will raise the price to $0.04. The listing price is already set at $0.06, and there is a long-term route to $0.21. Those who act quickly will be in a good position to get the kind of returns that made Ethereum (ETH) so successful in the beginning. If you’re serious about investing in crypto and want to find the next big thing, Mutuum Finance (MUTM) looks like it could be it. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post ETH has reached its milestones, so what crypto to buy now? An altcoin could deliver 1300% like early ETH appeared first on Invezz