Today, many prominent Layer-1 projects, like SOL, are not moving much in price. As a result, investors are looking for tokens that aren’t well-known but have a lot of short-term growth potential. At $0.035, Mutuum Finance (MUTM) is a structured DeFi platform that stands out since it offers both usefulness and a lot of potential for growth. Analysts who used to say that BTC, ETH, and DOT will go up now say that MUTM may provide investors up to 6000% ROI from Phase 1 entrance to the end-of-year post-listing, with target values of $2.10–$2.20. Crypto predictions show that utility-driven tokens with staking and lending features do better than speculative Layer-1 assets when the market changes, which makes MUTM a good choice for investors who want to see quantifiable returns. P2C and P2P lending combined with Layer-2 efficiency Mutuum Finance (MUTM) stands out because it has both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) financing options. In the P2C model, lenders put bluechip assets like AVAX into smart contracts that are shared by many people. For instance, a lender who puts 1500 AVAX into a loan with a 70% Loan-to-Value (LTV) may earn an average annual percentage yield (APY) of 18%, which means they would make 270 AVAX per year. At the same time, borrowers can use their assets without selling them, which means they are still exposed to price changes. With P2P lending, people may arrange loans directly with borrowers for tokens that are less liquid or have a lot of price changes, like FLOKI or PEPE. This structure has the potential to provide lenders with larger profits, but they need to carefully weigh the risks. MUTM combines both methods so that it may meet the needs of both cautious investors looking for consistent returns and aggressive investors looking for big gains. The next Layer-2 integration will make the platform better by giving lenders and borrowers ultra-low costs, almost immediate settlement, and better capital efficiency. Along with MUTM’s decentralized $1 stablecoin, which is only created when loans are backed by collateral and burnt when they are paid back or sold, this makes sure that lending costs are predictable and returns are stable. Governance-managed interest rates and arbitrage mechanisms maintain the stablecoin anchored well, which makes it more reliable for everyone. Presale performance, beta launch, and exchange listings driving demand The sixth round of the MUTM presale has brought in $15.5 million. So far, 35% of the 170 million tokens have been sold to more than 16,200 holders. CertiK audits, Token Scan 95, and Skynet 78 all show that the security and dependability of the protocol are good. A $100,000 giveaway and a $50,000 USDT Bug Bounty are still going on to encourage people to get involved and build trust. Phase 7 is expected to raise the price by 15% to $0.040, giving early investors one last chance to get tokens at a discount. The beta launch, which will happen at the same time as the token listing, will let users try out MUTM’s lending, borrowing, and stablecoin capabilities. This exposure to the actual world is likely to lead to early acceptance and measured demand. Also, listings on major exchanges like Binance, Coinbase, and Kraken are expected to improve liquidity, visibility, and legitimacy, which will immediately lead to a rise in the price of MUTM in the near term. Investment example and short-term ROI justification At the current Phase 6 price of $0.035, Phase 1 investors who traded BTC, ETH, and SOL for MUTM at $0.01 have already made 3.5x their money back, or 250%. After the listing, a baseline price of $0.06 is expected. With Layer-2 efficiency, stablecoin utility, beta adoption, and expected exchange listings, analysts expect the price to reach $2.10–$2.20 in the short term, which would be a 6000% return on investment for people who joined in early Phase 1. Revenue-based buybacks, staking incentives, and Layer-2 transaction efficiency all work together to keep prices going up. Whales and early adopters moving money from BTC, ETH, and SOL to MUTM are helping the network flourish. Today, crypto prices show that investors are being careful with Layer-1 assets that are too expensive. However, organized DeFi initiatives with clear use cases, like MUTM, are ready to take advantage of the next market cycle. The fact that Phase 6 is 35% sold out and that Phase 7 is about to go up 15% in price makes it urgent. When MUTM follows its plan, opens its beta, and gets more exchanges to use it, investors who buy tokens now at the lower price of $0.035 will be able to get the most money back. Mutuum Finance (MUTM) is a short-term jewel and a very effective DeFi engine for yield-driven traders because of the combined benefits of staking, lending, stablecoin usefulness, and Layer-2 performance. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Which crypto to buy short-term? Forget SOL, this DeFi gem eyes 6000% ROI appeared first on Invezz