Bitcoin (BTC) is still making news, and institutional wallets are still being careful. Retail investors are now looking for high-upside possibilities in the crypto market. Analysts say that Mutuum Finance (MUTM) is a great choice for active investors who want to get in on a utility-driven project early. MUTM is in a better position to get attention because of its presale traction, forthcoming beta launch, and strong lending and borrowing infrastructure. BTC, on the other hand, has a huge market cap that makes price swings less dramatic. People are already asking why crypto is going up, and MUTM’s design gives a clear answer for why crypto prices and coins might keep going up. Utility and presale momentum driving demand Mutuum Finance (MUTM) has gotten a lot of attention before the sale, and all phases have raised almost $15.50 million. Phase 6 is now underway, and 170 million tokens are available for $0.035 each. 35% of this supply has already been sold. CertiK audits the presale by doing a manual review and static analysis. This gives it a Token Scan score of 95 and a Skynet score of 78, which makes the process clear and builds trust in the community. With more than 16,100 holders and a rising social following of over 12,000, the project is ready to make a lot of money when Phase 6 ends and prices go up 15% to $0.040. This is the last chance to buy tokens at a discount before a planned price rise, which will make new people want to join in. The P2C model shows how MUTM can be used to lend money in real life. A lender will put $7,000 of MATIC into a P2C pool that pays 10% APY and is used 70% of the time. This will earn them $700 a year. A user who posts $6,000 in MATIC as collateral can borrow $4,200 USDT at 70% LTV. This shows how overcollateralization keeps things safe while giving the borrower the most borrowing power. The P2P model adds to this by putting higher-risk or illiquid tokens into separate markets. This keeps core pools from becoming volatile and makes sure that standard assets can earn money in a steady environment. Market volatility will be a key factor in how well MUTM is adopted. To protect lenders and keep liquidity, the protocol will use deposit and borrow caps, limited collateralization methods, and better collateral efficiency. Stablecoins like ETH, which are less volatile, will be able to have LTVs of up to 75% and liquidation criteria of 80%. More volatile tokens will have LTVs of 35–40% and liquidation levels of 65%. Reserve factor bands will be between 10% and 35% for stable assets and risky tokens, giving you a safe buffer on the blockchain. Liquidation bonuses will also encourage liquidators to close positions without slippage, which will help keep the platform stable even when the market moves quickly. Incentives, yield, and future price upside Mutuum Finance (MUTM) has a $50,000 USDT Bug Bounty program that offers incentives for finding bugs. The payouts are: Critical up to $2,000, Major $1,000, Medium $500, and Low $200. This program makes people feel safer and more secure. The campaign will boost community involvement and trust, especially with a $100,000 giveaway in which ten winners will each get $10,000 in MUTM. The utilization-based interest rate system would automatically change the rates that borrowers pay based on how much activity is happening in the pool. This will draw in deposits during times of high demand and keep lenders’ APYs high. These methods will bring in money for the protocol, which will be used to purchase back MUTM tokens and reward stakers. This will keep demand for the token high. The beta launch will let early customers use the platform, test its borrowing and lending functions, and see how fast and cheap it is to use Layer-2. MUTM will be able to get both retail and institutional attention because it will be listed on Tier-1 exchanges, including Binance, KuCoin, MEXC, and Kraken. This will lead to more acceptance and an increase in the value of the coin. Conclusion A whale that turned 0.5 BTC into Phase 1 MUTM at $0.01 will get a lot of tokens, which shows how this growth path is going. As the presale moves to Phase 6 at $0.035, this stake will already be worth three times as much, which means big unrealized gains. When it goes on sale for $0.06, the same amount will more than triple again, thanks to beta acceptance, Layer-2 integration, and additional liquidity from being on exchanges. In a market where BTC and cautious whales are in charge, Mutuum Finance (MUTM) is a strong choice. MUTM will be a target for retail and agile investors who want to get in on a DeFi token that has a clear route to big growth. This is because of its utility-led design, presale momentum, structured incentives, and solid risk controls. As crypto coins get more popular and values go up, MUTM will become a top choice for anyone who wants to get ahead of the next bullish wave. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Crypto to buy now? Whales favor BTC, yet $0.035 gem seen as next to explode appeared first on Invezz
