2025 is shaping up as a year of contrasts in digital assets. Some crypto coins are stuck in flat trading ranges, others are swinging wildly on crypto charts, leaving investors unsure about where to allocate capital. Against this uneven backdrop, Mutuum Finance (MUTM) is already turning heads. Still in presale, its token has surged from $0.01 in Phase 1 to $0.035 in Phase 6, delivering a 250% rise even before exchange listing. And with more phases ahead, investors are starting to recognize that MUTM is not just another project—it is building a decentralized finance platform that is expected to unlock consistent value. How P2C and P2P lending will fuel demand What makes Mutuum Finance (MUTM) stand apart is its dual lending design. In the peer-to-contract (P2C) model, investors will deposit their crypto assets into liquidity pools, earning interest while giving borrowers access to flexible liquidity. For example, a user who deposits $10,000 worth of ETH at a 65% loan-to-value ratio will be positioned to earn a 15% APY. That works out to $1,500 in passive yield annually, all while the collateralized ETH continues to participate in price growth. On the borrower’s side, pledging BTC as collateral will unlock up to 75% of its value without selling, ensuring they maintain upside exposure while gaining liquidity for new opportunities. The peer-to-peer (P2P) lending angle adds another dimension. Here, riskier tokens such as FLOKI or SHIB will be isolated in independent markets where lenders and borrowers will directly negotiate rates. This separation protects MUTM’s main liquidity pools while giving adventurous investors the chance to seek higher yields. By allowing both structured stability and high-risk flexibility, the platform is expected to attract diverse participants—ranging from conservative ETH holders to high-risk meme token traders. Presale momentum and why FOMO is growing Mutuum Finance (MUTM) is already demonstrating traction. In Phase 6, the token is priced at $0.035 with over $14.83 million raised, 25% of tokens sold, and more than 15,650 holders engaged. The project has also undergone a CertiK audit, achieving a Token Scan score of 95 and a Skynet score of 78, highlighting its focus on security. To further boost early engagement, MUTM has launched a $100,000 giveaway for ten winners and a $50,000 bug bounty program with severity-based rewards. Community presence is also growing, with more than 12,000 followers across social platforms showing interest in the project’s vision. Investors are already seeing the kind of returns that make others ask: Is crypto a good investment right now if you know where to look? Those who swapped $5,000 worth of SOL back in Phase 1, when the token was priced at $0.01, would now hold $17,500 in MUTM at the current Phase 6 price of $0.035. That is a remarkable return for a project still in presale. The presale momentum is more than just hype. Future demand for the token will be driven by core utilities such as lending, borrowing, and staking mtTokens, which are expected to generate consistent buy pressure. Add to this the buy-and-distribute mechanism, where revenue from platform activity will be used to repurchase MUTM from the open market and distribute it to stakers, and it becomes clear why the project is forecasted to sustain long-term demand. At the same time, projections point to further exposure once the beta launch goes live, and expected listings on top exchanges such as Binance, KuCoin, or Coinbase are expected to expand accessibility worldwide. With the listing price already set at $0.06, investors entering at $0.035 in Phase 6 are positioned for strong near-term ROI once the token goes live. Compared to passively holding assets like SOL through market volatility, investing in crypto via a growing DeFi ecosystem like Mutuum Finance (MUTM) is set to deliver far more compelling upside. Conclusion The roadmap is equally ambitious. The upcoming beta release will allow early users to experience the lending and borrowing mechanics first-hand, while institutional partnerships and multi-chain expansion will further fuel adoption. As participation grows, demand for MUTM will intensify—driving both platform utility and token value higher. Phase 7 is already approaching, which will raise the price to $0.040, a 15% increase from today’s entry point. Missing out on Phase 6 will mean missing one of the steepest discounts before MUTM reaches its exchange price of $0.06. For those serious about investing in crypto and searching for the best entry in 2025, the window for maximum leverage on Mutuum Finance (MUTM) is right now. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Best crypto to invest in 2025? MUTM has already surged 250% appeared first on Invezz
