Speculation is once again swirling about a possible Ripple acquisition of Circle , and recent developments suggest the door is far from closed. According to crypto analyst SMQKE on X, Circle’s decision to go public on the New York Stock Exchange (NYSE) has created the transparency needed for valuation alignment. Earlier talks between Circle, Coinbase, and Ripple collapsed mainly over pricing, not strategic fit—a gap that public market price discovery may now bridge. Why Pricing Stalled Earlier Ripple–Circle Talks The biggest obstacle in earlier negotiations was cost. SMQKE notes that while Circle’s USDC stablecoin is a strategic asset for payment providers, suitors like Ripple and Coinbase balked at the valuation. Now, with Circle’s shares trading under ticker CRCL, both investors and potential acquirers have access to audited filings, quarterly performance data, and a clearer market-driven valuation. This visibility could set the stage for renewed M&A discussions, especially with Ripple. Yes, Ripple could still acquire Circle. “Don’t hastily conclude that Circle’s M&A prospects are dead. Potential synergies with Coinbase or Ripple are real, but the deals failed primarily over pricing. Price discovery in the public market could help narrow this gap and reignite… https://t.co/40FbeRn13S pic.twitter.com/dSsTdiHXws — SMQKE (@SMQKEDQG) August 22, 2025 Circle’s Financial Strains in the Spotlight Circle’s IPO filings reveal why potential acquirers are cautious. Distribution costs and transaction-related expenses consume an estimated 60% of revenue, significantly compressing margins. This means Circle’s earnings are less about growth and more about interest rate fluctuations on its reserves. When U.S. interest rates are high, Circle’s revenues improve thanks to stronger reserve yields. But when they fall, profitability shrinks sharply. For a buyer like Ripple, these economics raise important questions : Can Circle deliver sustainable margins, or will earnings remain at the mercy of central bank policy? The Strategic Value for Ripple Despite these challenges, the rationale for a Ripple buyout of Circle remains compelling. Ripple’s core strength lies in building institutional-grade blockchain solutions for cross-border payments and liquidity management. Owning Circle would give Ripple direct control over USDC, the second-largest stablecoin by market capitalization, instantly boosting Ripple’s On-Demand Liquidity (ODL) network. Integrating USDC into RippleNet could make cross-border settlements faster, cheaper, and more efficient, strengthening Ripple’s competitive edge against both traditional financial institutions and blockchain rivals like Ethereum and Stellar. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Regulatory Optics Still Matter Any Ripple M&A deal involving Circle would not only depend on valuation but also on regulatory clarity. Ripple continues to navigate its drawn-out legal battle with the U.S. Securities and Exchange Commission (SEC), while Circle is positioning itself as a model of compliance and transparency. Bringing the two companies together could create a powerful alliance of infrastructure and liquidity, but Ripple must carefully consider the optics of a major acquisition while its regulatory story is still unfolding. A Conditional but Plausible Deal SMQKE is correct that Circle’s NYSE listing has provided a clearer foundation for renewed talks. But clarity does not guarantee execution. Ripple would need Circle to demonstrate stronger margin resilience, possibly by restructuring its costly distribution agreements. For now, the likelihood of a Ripple–Circle acquisition depends on two factors: Circle’s ability to stabilize earnings and Ripple’s regulatory trajectory. If both align, a buyout could become one of the most transformative deals in the crypto payments sector. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Yes, Ripple Could Still Acquire Circle. Here’s the Latest appeared first on Times Tabloid .
