In the world of digital assets, meme coins like SHIB continue to grab headlines, with billions locked away in dormant wallets. While these holders passively wait for speculative surges, active traders are setting their sights on new opportunities that generate income rather than idle promises. Mutuum Finance (MUTM) stands out as one such project, offering real functionality with its lending ecosystem that combines both peer-to-contract (P2C) and peer-to-peer (P2P) models. SHIB accumulated by dormant wallets Shiba Inu (SHIB) saw significant accumulation by dormant wallets, with a whale wallet (0xE996) acquiring 64.8 billion SHIB ($834,620) on March 20, 2025, after two months of inactivity, per Arkham Intelligence data. The wallet, holding $5.2 million in assets including 1,680 ETH, also bought other Ethereum-based tokens, suggesting a strategic move by a single entity, possibly a market maker. SHIB trades at ~$0.000013, down 10% weekly, with a 24-hour trading volume of $250 million. Technical indicators show SHIB below $0.000014 support, with RSI at 45 and new support at $0.0000125. Despite Shibarium’s 40% fee cut and a 3,000% burn rate spike, macro pressures like US tariffs pose risks. A rebound above $0.000014 could target $0.000015, but a drop below $0.0000125 risks $0.000011. Mutuum Finance (MUTM): presale phase gathers strong momentum Through the P2C system, users will be able to deposit assets into liquidity pools and earn attractive returns. For instance, an investor depositing 25,000 MATIC will secure 16% APY, generating 4,000 USDT annually without relying on unpredictable market swings. On the borrowing side, someone holding $4,000 worth of BTC will use it as collateral at a 75% loan-to-value ratio, unlocking an instant $3,000 USDT while still maintaining exposure to BTC’s growth. In the P2P model, traders will negotiate loan terms directly. An example would be a lender extending a PEPE loan at a 28% rate, specifically designed for meme coin speculators who seek high-risk, high-reward opportunities. While the broader market debates topics like the crypto fear and greed index or wonders why is crypto down, Mutuum Finance (MUTM) has advanced with steady presale traction. Currently in Phase 6 at $0.035, the project has already raised over $14.65 million with 22% of tokens sold and more than 15,400 holders onboarded. This growing base underscores the community’s confidence in a protocol audited by CertiK, which awarded MUTM a Token Scan score of 95 and a Skynet score of 78. To further strengthen security and transparency, the project has rolled out a $50,000 bug bounty program that rewards severity-based reporting, while also engaging the community through a $100,000 giveaway that will see 10 winners selected. Urgency is now critical. The next stage, Phase 7, is priced at $0.04, a 15% increase from today. For those considering serious crypto investment strategies, the timing becomes an important factor. History already illustrates the returns possible for early movers. A $5,000 entry during Phase 1 at $0.01 is now valued at $17,500 in Phase 6. Once the token lists at $0.06, this position will stand at a sixfold growth. Analysts point out that if Mutuum Finance (MUTM) captures adoption in the borrowing and lending market similar to established players like Compound (COMP), a 15x to 20x projection post-launch becomes a realistic outlook. The hidden gem beneath the noise While SHIB whales continue to sit on dormant holdings, waiting for speculative winds to shift, Mutuum Finance (MUTM) has built a pathway that rewards active participation. Its dual lending structure encourages income for depositors, provides liquidity for borrowers, and opens space for direct deals in the P2P market. With the presale nearing its next price tier, the project stands as one of the few under-$0.040 tokens that offer genuine utility. As the conversation around markets broadens—from the excitement around every new crypto etf to the recurring question of why is crypto down—smart traders are adjusting strategies. Instead of hoarding idle meme coins, they are pursuing projects that merge real use cases with growth potential. With its strong presale performance, audited framework, community-driven programs, and clear revenue mechanics, Mutuum Finance (MUTM) is positioning itself as that hidden gem. Those who wait on dormant meme coins might miss the next evolution, while those who step into the ecosystem of Mutuum Finance (MUTM) will be tapping into a project prepared to deliver both immediate functionality and long-term value appreciation. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Billions of SHIB held by dormant wallets, yet traders eye this hidden $0.040 alt appeared first on Invezz
