In January 2020, Ripple CEO Brad Garlinghouse brought Ripple’s “Internet of Value” vision to the World Economic Forum in Davos. This was not just another industry conference—it was the global stage where leaders in government, central banking, and finance debated the future of money. Garlinghouse’s presence signaled that Ripple was no longer positioning itself as a scrappy startup, but as a player capable of reshaping global financial infrastructure. During that same Davos cycle, he also predicted a wave of crypto IPOs, highlighting just how quickly institutional adoption could accelerate. A Blueprint for CBDCs and Interoperability The World Economic Forum unveiled its inaugural CBDC Policymaker Toolkit at Davos, outlining potential designs for sovereign digital currencies and highlighting concerns on interoperability. Garlinghouse emphasized that while central banks would eventually issue CBDCs, they would not naturally work together across borders. THREAD: The Brad Garlinghouse Speech That Predicted $XRP ’s Future In Jan 2020, at the World Economic Forum in Davos Ripple’s CEO Brad Garlinghouse took the stage. Months later, the SEC sued Ripple. But what he said that day now reads like prophecy. Let’s Open Thread pic.twitter.com/ZQa6zu5w8t — Satoshi Scope (@scopesatoshi) August 15, 2025 That, he argued, was Ripple’s role. In the years since, Ripple has turned that blueprint into infrastructure with its CBDC Platform, built on the XRP Ledger to enable issuance, management, and cross-network transfers of digital currencies and tokenized assets. Building Through Litigation Just months after Davos, the SEC filed its lawsuit against Ripple in December 2020. Yet the case did not halt Ripple’s international expansion. Instead, Ripple deepened relationships with central banks and governments. Bhutan piloted a digital ngultrum using Ripple’s technology, Palau launched a USD-backed stablecoin on the XRP Ledger, Colombia’s central bank tested high-value payment solutions, and Georgia selected Ripple for its digital lari project. Each partnership demonstrated Ripple’s commitment to solving the interoperability issue Garlinghouse highlighted years earlier. 2025: From Vision to Reality Today, CBDCs are no longer theoretical. Dozens of countries are running pilots, and several have already launched live projects. Ripple has extended its reach further by introducing RLUSD, a dollar-backed stablecoin launched in December 2024 on both the XRP Ledger and Ethereum. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 This step strengthened Ripple’s position as a liquidity provider and a bridge between CBDCs, stablecoins, and fiat currencies—exactly the role Garlinghouse foreshadowed at Davos. The Legal Backdrop The SEC lawsuit reshaped, but did not derail, Ripple’s trajectory. Judge Analisa Torres’ 2023 ruling declared that XRP sales on secondary markets were not securities, though some institutional sales violated securities law. In June 2025, Judge Torres rejected a proposed settlement on procedural grounds. Shortly after, Ripple’s CEO confirmed the company would drop its counter-appeal , and the SEC expected followed suit . This brought the long-running case close to resolution without altering Ripple’s long-term strategy. Satoshi Scope’s post captures the reality that Garlinghouse’s 2020 words at Davos were less a prediction and more a roadmap. Five years later, CBDCs are taking shape, and Ripple has built the tools to bridge them. The “Internet of Value” Garlinghouse described is steadily emerging, with XRP positioned as the connective tissue in a new global financial system. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Ripple CEO’s Speech That Predicted XRP’s Future appeared first on Times Tabloid .
