The window is closing fast as with over 85% of tokens already sold in Phase 5 of its presale, Mutuum Finance (MUTM) is about to increase its price from $0.03 to $0.035—a sharp 20% jump that signals the project’s accelerating momentum. Investors looking to enter at the lowest possible price have only moments left to take advantage of this final discounted phase. Once Phase 6 begins, the cost of getting in will rise, and those who hesitated may end up watching from the sidelines. What’s causing this rush is not just fear of missing out—it’s the growing recognition that Mutuum Finance (MUTM) is building something fundamentally different in the DeFi space. With a strong use case, high-yield models, and community-focused mechanics, this project is gaining serious traction for all the right reasons. Stable Value, Real Yield, and Flexible DeFi Mechanics At the core of Mutuum Finance (MUTM) is a stablecoin that stands apart from the rest. Designed to remain pegged at $1, this coin is minted only when users borrow against collateral and burned when loans are repaid. This mechanism ensures that the supply never bloats without backing, delivering real stability without relying on centralized reserves or unsustainable algorithms. Built on a Layer-2 network, this system is fully governed by smart contracts, enhancing transparency and reducing gas costs. The platform also introduces two distinct lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C setup, users lend assets like BNB directly into protocol-managed smart contracts. A user lending 200 BNB at 60% loan-to-value (LTV) enjoys an 8% annual interest rate, resulting in a passive income of 16 BNB per year—all without active management. Meanwhile, in P2P lending, Mutuum Finance (MUTM) gives borrowers access to stablecoins by using even volatile assets as collateral. For example, someone holding the TRUMP memecoin can use it to secure a stablecoin loan, even if traditional lenders might turn away such assets. With negotiated interest rates and repayment terms, this model allows borrowers and lenders to connect directly, cutting out middlemen and maximizing flexibility. Presale momentum is surging with over $12.6 million already raised in Phase 5. From a total supply of 4 billion MUTM tokens, a large portion has already been distributed among 13,600+ holders, signaling strong belief in the project’s long-term value. And with the price about to increase, the urgency to get in before the next jump is reaching its peak. mtTokens and Layer-2 Efficiency Add Passive Rewards What makes Mutuum Finance (MUTM) especially attractive to yield seekers is the integration of mtTokens—interest-bearing assets issued to lenders. When someone lends crypto through the platform, they automatically receive mtTokens, which represent their original deposit and accrue interest directly inside designated smart contracts. There’s no need to claim manually, no staking interfaces to interact with—just seamless, automated yield farming. The use of Layer-2 infrastructure plays a key role in this experience, providing faster transaction speeds, lower gas fees, and improved scalability. For users seeking a hassle-free way to earn consistent DeFi rewards, this setup removes many of the obstacles that typically come with more complex protocols. The roadmap for Mutuum Finance (MUTM) outlines a clear progression from presale through beta launch and full deployment, with every step backed by a firm commitment to compliance and security. The project has already undergone an independent CertiK audit, which returned strong results: a Token Scan score of 95 and a Skynet rating of 77.5. These figures are supported by both manual code review and automated vulnerability testing. To further enhance trust, the project has launched a $50,000 bug bounty, inviting white-hat developers to test the limits of the system. And for its growing community, a $100,000 giveaway is currently underway, distributing $10,000 worth of MUTM tokens each to ten loyal participants. One investor who entered during Phase 1 at $0.01, after reallocating part of their ETH and ADA holdings, is now sitting on a 3x paper gain with the price currently at $0.03 (Phase 5). With the final listing price set at $0.06 (Phase 11), that same position is on track to deliver a 6x return even before the token hits public markets. But it doesn’t stop there—market analysts are forecasting post-listing targets of up to $0.80, which would multiply the original investment by 80x. As supply continues to shrink with each presale stage and price steadily climbs, sidelined observers are faced with a clear decision: enter now or risk missing DeFi’s most explosive opportunity of 2025. Mutuum Finance (MUTM) isn’t just another name in crypto—it’s quickly becoming the project everyone wishes they had caught early. The next phase is minutes away, and once the price moves to $0.035, this final entry window will officially close. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post 85% of Presale Tokens Sold Out, This $0.03 Coin Will Rise to $0.035 Any Minute Now, Don’t Miss the Final Entry appeared first on Times Tabloid .
