Hunter Horsley, the Chief Executive Officer of Bitwise Asset Management, has drawn attention to a developing narrative in the digital asset space, the idea that Ripple may transform into an XRP-centric treasury entity within the next year. In a recent post on X, Horsley publicly contemplated whether Ripple could soon be described not just as a blockchain company, but as an XRP treasury institution. I wonder if in 12 months, people will call Ripple an XRP treasury company. — Hunter Horsley (@HHorsley) July 10, 2025 Growing Conversation on XRP Treasury Use Horsley’s remarks have emerged amid increased institutional interest in XRP for treasury purposes. Notably, firms such as Trident Digital and Webus are reportedly raising close to $1 billion in XRP-linked treasury products, underlining the token’s expanding role beyond cross-border payments. These developments suggest that XRP could be maturing into a strategic reserve asset for certain institutions. In this context, Horsley’s observation appears to reflect an evolving narrative. Ripple, a company historically focused on building global payments infrastructure, may be poised to transition into an entity that leverages its XRP reserves more directly, potentially adopting a model similar to MicroStrategy’s with Bitcoin. Ripple’s XRP Holdings and Speculations of Strategic Intent Ripple currently controls approximately 40.92 billion XRP, which represents around 41% of the total circulating supply. Much of this amount is locked in escrow, with scheduled releases meant to manage liquidity and market impact. Despite the escrow mechanism, some industry voices suggest that Ripple’s sizable XRP holdings function similarly to a reserve strategy. Supporters believe this reserve could be used to support institutional partnerships or broader financial initiatives. In particular, some XRP community members, such as Edoardo Farina, speculated that Ripple’s escrowed XRP may be earmarked for collaboration with global institutions like the International Monetary Fund (IMF). However, no official confirmation supports this theory. On the other hand, skeptics such as entrepreneur Gary Cardone argue that if Ripple genuinely views XRP as a high-value long-term asset, it should formally adopt a treasury-based approach and publicly acknowledge its strategic intent. This line of thinking questions whether Ripple’s current structure reflects its actual vision for XRP’s future role. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 A Community Torn Between Critique and Endorsement The debate has not gone unnoticed within the broader XRP community. One user, Ojo Oluwani, noted that Ripple assuming the role of an XRP treasury entity would represent a major shift, particularly after years of emphasizing the legal and operational separation between Ripple and XRP. Oluwani further argued that, based on the company’s large holdings alone, Ripple already functions like a treasury institution in practice, even if not in name. However, some commentators pointed out an apparent contradiction in public opinion; critics often blame Ripple for maintaining a disproportionately large share of XRP, while also suggesting it should double down and formalize this model as part of a strategic balance sheet. As the utility and market perception of XRP continue to grow, questions surrounding Ripple’s future direction remain open. With major institutional initiatives underway and its substantial XRP reserves under scrutiny, Ripple may face increased pressure to clarify its position. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Bitwise CEO Sparks Debate on Ripple’s Future Identity: Details appeared first on Times Tabloid .
