A recent follow-up from crypto enthusiast Skipper outlines a deliberate, staged strategy for advancing token-based settlement using the XRP Ledger . The analyst argues that the effort has progressed beyond mere infrastructure build-out. He said it’s now focused on establishing institutional confidence and compliance—elements presented as prerequisites for large-scale adoption. Building credibility before widespread use Skipper reports that the initial phase is focused on creating an operational foundation. The subsequent phase, he says, emphasized integration and building trust. The speaker framed credibility as a non-negotiable precursor to innovation in global finance. Institutions must observe reliable performance and demonstrable compliance before considering adoption. According to the explanation Skipper relayed, the early work established technical capability and regulatory alignment for prospective institutional users to verify that the ledger could perform as intended. PART 2 THE TRUTH ABOUT XRP AND WHY BANKS AREN'T YET USING IT. THIS VIDEO EXPLAINS IT CLEARLY, AND THE HATERS WILL SURELY HATE THE FACT THAT THE #XRP LEDGER, RIPPLE, AND XRP ARE BUILT TO DOMINATE GLOBAL FINANCE. https://t.co/P8B0iXlZV1 pic.twitter.com/DX3PZ71sSu — Skipper | XRPL (@skipper_xrp) December 6, 2025 Performance, compliance, and staged rollout The account described a three-stage progression. The first stage established infrastructure; the second concentrated on trust and integration; and the third aims to allow institutional demand to emerge organically as tokenization expands. Skipper’s source stressed that large-scale monetary innovations do not occur instantaneously but unfold in phases as economic systems transition. Performance metrics, compliance practices, and demonstrable reliability were cited as the measures institutions require before they will use a system as a settlement rail. Tokenization at scale and selection of settlement rails Skipper relayed the view that global tokenization is in its early stages and that, as value becomes digitized across markets, only a small number of blockchains will meet the performance, liquidity, and trust thresholds required to serve as a settlement infrastructure at scale. The speaker asserted that when tokenization matures, systems that have been tested and institutionally recognized will naturally be considered the primary options for moving significant value. This claim implies that measured preparatory work now positions certain ledgers to serve in that role when markets are ready. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Timing and inevitability The video Skipper shared frames current developments as the culmination of a long-term strategy rather than a failure to gain traction. According to the explanation, adoption will increase in step with the maturation of tokenization across financial markets; institutional demand will follow once institutions are satisfied with the compliance, reliability, and performance of these technologies. Skipper’s reporting presents this progression as deliberate, emphasizing that the final stage—widespread institutional use for settlement —will arrive as tokenization advances and economic participants choose the rails capable of handling very large-scale digital value transfers. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Here’s Why Banks Are Not Yet Using XRP appeared first on Times Tabloid .
