Crypto educator Jesse, founder of Apex Crypto Academy, has responded to recurring debate around XRP’s long-term valuation, particularly arguments suggesting the asset cannot trade above $10. He believes such views are based on incomplete assumptions and overlook how value moves through global financial networks. As of this writing, XRP trades around $1.84, far below the level Jesse sees as achievable if adoption expands. Assessment of Transaction Scale Versus Cryptocurrency Valuation Jesse’s stance is rooted in payment throughput rather than speculation. He notes that Bitcoin commands a multi-trillion-dollar market presence but still handles relatively small settlement volume when compared with traditional finance. In contrast, central banks move far greater capital daily, often surpassing what Bitcoin processes across an entire year. From this comparison, Jesse argues that using Bitcoin’s valuation framework to judge XRP’s potential sets inaccurate limits, since both assets operate within distinct use cases and throughput expectations. People saying XRP can't go past $10 really haven't done their research. One Ripple partner (Bank of England) does more volume in one day than Bitcoin in a YEAR and it will use XRP to settle transactions. Wake up people! pic.twitter.com/BAi34TJ9VR — Apex Crypto Insights (NFA) (@APEXCONSULTNFA) December 17, 2025 Institutional Settlement as Ripple’s Strategic Advantage A central point in Jesse’s argument is Ripple’s positioning within financial infrastructure. While Bitcoin is generally treated as a store of value, Ripple has spent years building technology for cross-border payments and banking-grade settlement. Jesse believes this strategic focus gives XRP a different growth path from most digital assets. He highlights Ripple’s existing engagement with financial institutions and future opportunities for integration with banks and potentially central banks. If XRP becomes a settlement asset within systems that process significant liquidity, Jesse asserts that transactional volume could scale beyond what market-cap projections typically model. The Central Bank Dimension and the $10 Projection Jesse also calls attention to how many monetary authorities exist globally. With more than 170 central banks worldwide, he argues that focusing only on one example understates potential infrastructure demand. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 In his view, claims that XRP cannot exceed $10 rely heavily on static market-cap calculations, without accounting for liquidity cycles, high-frequency settlement, or institutional utility. He rejects the idea that XRP’s valuation ceiling must remain low based on past performance, asserting that pricing models must also consider payment velocity in large transactions. Jesse maintains that XRP’s purpose is transactional rather than speculative, and price movements may lag behind real-world usage. He suggests that investors who base expectations solely on historical price action may overlook longer-term utility-driven appreciation. Reaching $10 from current prices would require roughly a five-fold increase and place XRP’s market capitalization near $600 billion, surpassing Ethereum’s previous valuation range. Although Jesse supports the likelihood of double-digit pricing under significant adoption, the view is not universal. Some observers believe such projections are optimistic, given that XRP has not sustained prices above $3.84 in nearly a decade. Others note that growing institutional accumulation and ETF activity could influence valuation trends over time. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Analyst Reveals What Those Who Say XRP Can’t Surpass $10 Are Ignoring appeared first on Times Tabloid .
