As the fourth quarter of 2025 begins, Shiba Inu (SHIB) is seeing a new wave of momentum courtesy of increasing speculation and token burns. But while Shiba Inu relies on hype, real buzz surrounds Mutuum Finance (MUTM) , a utility-oriented DeFi token that most analysts are now saying is the top crypto to invest in. With its presale Stage 6 already over 55% sold, and backed by 16,750+ holders and $16.8 million+ raised, Mutuum Finance is being supported by its strong foundation of dual lending protocols, real-yield tokenomics, and non-custodial infrastructure. In a market tired of hype moving towards substance, Mutuum Finance stands to have upside leadership over SHIB in the subsequent market cycle. Shiba Inu (SHIB) Holds Key Rebound Level, Can Bulls Seize Control? Shiba Inu (SHIB) currently trades at a very significant technical level of around $0.0000115, a level that has had a proven track record of holding firm as a good support in past market cycles. With exchange reserves at a near two-year low, pressure to sell appears to be easing, strengthening the argument for a potential rebound from here. If SHIB can sustain this level, an extended rally could ignite fresh momentum into Q4. A breakdown below support, however, may bring additional downside targets. While investors debate the next move for SHIB, there are also plenty of long-term players looking at prospects in emerging DeFi project Mutuum Finance (MUTM) that’s generating increasingly higher degrees of interest ahead of the next bull cycle. Mutuum Finance Presale Frenzy Gains More Momentum Mutuum Finance (MUTM) sees sharp progress in round six of presale as demand goes through the roof and the project raises over $16.8 million. Early investors are preparing themselves for potentially astronomical profits when the token is released for sale on the open market. Mutuum Finance is also creating new waves for a healthily flourishing DeFi ecosystem with the projected launch of a USD-backed stablecoin on the Ethereum blockchain. In order to fulfill its promise of investor confidence and platform security, Mutuum Finance has signed up with CertiK to roll out a $50,000 USDT Bug Bounty Program. The initiative is calling coders, white-hat hackers, and security researchers to participate to discover bugs rewarded in terms of severity ranging from low and minor to high and critical. The project is supporting community interaction with an early bird $100,000 giveaway , offering an extra motivation to join the presale. Mutuum Finance Prepares to Launch Lending & Borrowing Protocol Mutuum Finance publicly announced its preparations for launching its lending and borrowing protocol , an enormous development of its decentralized finance abilities. Scheduled for release on the Sepolia Testnet within V1 in Q4 2025, the protocol will introduce fundamental aspects such as liquidity pool, mtToken, debt token, liquidator bot, and other key features. Supporting ETH and USDT initially for lending, borrowing, and collateral purposes, the platform is focused on a user-friendly and multi-purpose DeFi solution. Mutuum Finance protocol architecture is founded on close-order book topology, which will be reducing market risk and constraining illiquidity. Determining the primary parameters of liquidation levels, close-level conditions, and liquidator incentives is to make lending safe and stable. LTV and liquidation ratios are also calculated dynamically in relation to asset volatility, and riskier assets will be imposing more stringent lending terms. In addition to that, multipliers risk-weighted are employed across asset classes in a way as to maximize utmost aggregate resilience, security, and stability with varying market conditions. Shiba Inu’s Q4 confirms that hype is still alive, but for the investor looking at real utility and enormous potential, Mutuum Finance (MUTM) wins hands down. With the tokens still at just $0.035, over 55% of presale already sold in stage 6, $16.8 million raised, and 16,750+ early adopters onboard, MUTM is building a crushing DeFi platform that has nothing to do with hype. Its two lending protocols, addition of stablecoin, and advanced risk architecture place it with the potential to outperform SHIB, and become one of the top-performing cryptos of the next market cycle. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
