What would a realistic valuation look like if a digital asset is to serve as the primary source of liquidity for the global financial system? That is the challenge posed by Jesse of Apex Crypto, who urged followers to reconsider expectations around XRP’s long-term price . Rather than focusing on short-term market movements, Jesse centered his argument on the role he believes XRP is meant to play and the financial structure that would be required to support it. Since XRP will become the world's main liquidity source (On-Demand-Liquidity), a $3 valuation is unrealistic. Being backed by global assets like gold and fiat requires a much higher valuation to make sense. pic.twitter.com/RLFu6BYrSH — Apex Crypto Insights (NFA) (@APEXCONSULTNFA) December 22, 2025 XRP as a Global Liquidity Source Jesse’s core position is that XRP is intended to function as the world’s main liquidity instrument through on-demand liquidity mechanisms. In his view, such a role would place XRP at the center of cross-border settlements, institutional transfers, and large-scale value movement between financial entities. He argues that an asset tasked with facilitating liquidity at this scale cannot reasonably align with a $3 price. According to Jesse, the logic is straightforward. If XRP is expected to provide liquidity for global markets, it would need to reflect the magnitude of the value flowing through it. A low unit price, he suggests, would be incompatible with the demands of serving the largest financial institutions and the volume of transactions associated with them. Backed By Global Financial Assets Another key point in Jesse’s commentary is the idea that XRP could be supported, or effectively backed, by a range of global financial assets. He refers to major stores of value such as gold, potential inclusion of silver, fiat currencies, and even central bank digital currencies. In this scenario, XRP would not exist in isolation but would be linked to reserves held across the global financial system. Jesse explains that if such backing were to exist, the combined value of these assets would need to correspond with the total value of the XRP supply in circulation. Using a hypothetical illustration, he notes that if there were around one hundred billion tokens, their aggregate valuation would be expected to align with the pool of assets, providing stability and support. From this perspective, a low per-unit price would fail to account for the scale of reserves implied by such a model. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 A Floor for Long-Term Valuation Building on this reasoning, Jesse suggests that asset backing would effectively establish a valuation floor for XRP. The presence of substantial reserves would mean that the price could not logically remain at a minimal level if it were truly represented and supported by vast financial holdings. In his assessment, the idea of XRP operating as both a global liquidity source and a form of stable value instrument while remaining near $3 does not align with basic financial sense. While Jesse does not assign a specific figure to what he believes XRP should be worth, his message is clear. If the asset is to fulfill the role he describes, expectations anchored to low valuations are, in his words, unrealistic. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Expert: XRP Requires a Much Higher Valuation to Make Sense appeared first on Times Tabloid .
