Mutuum Finance (MUTM) is starting to gain serious traction in its presale as investors position themselves for the next phase. With Phase 6 already 55% sold out, analysts are pointing to an imminent 15% price increase toward $0.040. This rapid progress is drawing attention from the crypto investing community at a time when many are still asking why crypto is down today. The difference is that Mutuum Finance (MUTM) is not just another speculative play but a platform with strong utility and a clear roadmap. A platform built for lending, staking, and stability At the current presale price of $0.035, MUTM has raised around $16.7 million with more than 16,750 holders on board. Out of the 170 million tokens allocated for Phase 6, over half have already been secured. With a total supply of 4 billion tokens, each presale phase has been carefully structured to reward early participants, and Phase 7 will soon lift the price to $0.040. That sets the stage for both short-term appreciation and long-term utility growth. Mutuum Finance (MUTM) is not designed as just another entry in the growing field of crypto coins. It is being developed as a dual lending ecosystem where users will interact through Peer-to-Contract pools and Peer-to-Peer agreements. In Peer-to-Contract, lenders will supply assets like USDT and ETH into audited smart contracts and earn variable yields. For example, lenders who provide $20,000 USDT into the pool will earn around $2,800 annually at an estimated 14% APY. In Peer-to-Peer, investors will negotiate directly on less liquid tokens, often achieving higher returns for assuming more risk. The platform will go further by introducing mtTokens, which lenders will receive as proof of their pool share and accrued interest. These mtTokens will not only represent claimable assets but will also be usable for staking in designated smart contracts. Revenues generated by the protocol will be directed toward buying back MUTM from the market, and the repurchased tokens will be distributed as rewards to mtToken stakers. This approach strengthens both long-term demand and community participation. Stablecoin pegged to $1 Another central feature will be its decentralized stablecoin pegged to $1. Unlike traditional fiat-backed stablecoins, Mutuum Finance (MUTM)’s design ensures that this asset will only be minted against collateral like ETH. When borrowers repay or when liquidations occur, the stablecoin supply will be burned, keeping circulation under tight control. Governance will adjust interest rates to keep the peg aligned with $1. For instance, rates will rise if the token drifts below $1 and decrease if it trades above. Arbitrage traders will also help stabilize its value through profit-seeking trades. By combining overcollateralization, issuer caps, and automatic liquidations, the stablecoin system will remain robust. This framework will be supported by a strong price discovery mechanism. Mutuum Finance (MUTM) will rely on Chainlink’s widely trusted data feeds for real-time pricing, supported by fallback oracles and aggregated feeds for redundancy. In cases of high liquidity, time-weighted averages from decentralized exchanges will serve as additional validation. This system will ensure that collateral values, liquidations, and loan limits are calculated with precision, keeping the platform solvent and transparent. Roadmap execution and security standards The roadmap of Mutuum Finance (MUTM) has been carefully staged across four phases. Phase 1 has already brought the initiation of the presale, an AI-powered helpdesk, external audits, listing on major tracking platforms, and marketing campaigns that fueled community growth. The giveaway campaign also began during this period, with $100,000 set aside for distribution to ten winners. Phase 2 will involve building the foundation through core smart contract development, DApp front-end and back-end progress, advanced feature integration, and regular code reviews by both internal and external auditors. Risk parameters and analytics tools will also be implemented during this phase. Phase 3 will finalize the platform, bringing testnet beta releases, exchange listing preparation, and extensive security checks with multiple external firms. The conclusion of the presale will also mark a major milestone here. Phase 4 will deliver the live launch, MUTM token listings, activation of the claim process, bug bounty programs, regional compliance efforts, institutional partnerships, and expansion across multiple blockchains. Investor confidence is further supported by security benchmarks. Mutuum Finance (MUTM) has already secured a CertiK audit with a Token Scan Score of 90 and a Skynet Score of 79. The audit request was placed on February 25, 2025, and revised on May 20, 2025. Alongside this, a bug bounty program worth 50,000 USDT will reward community members who identify vulnerabilities. Critical findings are eligible for up to $2,000, major up to $1,000, medium up to $500, and low up to $200. Security, governance, and community incentives all work together to make Mutuum Finance (MUTM) a project that will last and develop. Analysts think that the presale momentum will push MUTM above $0.040 in the next few days. In the long term, beta launch, listings, staking rewards, and stablecoin acceptance are expected to push valuations even higher. If you’re curious about why crypto is down today, the presale data shows that money isn’t fleeing the market; it’s just being shifted to projects that will be worth more in the long term. As Phase 6 draws to a finish, the discounted entrance price of $0.035 is quickly coming to an end. Investors who act quickly will get a 15% gain to $0.040. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post MUTM at $0.035, analysts see 15% rise to $0.040 as Phase 6 55% sold out appeared first on Invezz
