The AVAX Foundation’s $1 billion raise for the US Treasury, which made headlines, shows that people are quite positive about the blockchain ecosystem. But for regular investors, these huge investments are still out of reach, so they are looking for smaller options with a lot of potential. Mutuum Finance (MUTM) has become that chance, with a retail-friendly entry point of only $0.035 per token. It also offers actual utility and new features that are meant to make growth happen at an exponential rate. MUTM offers both return and growth potential for people who wish to actively participate in the market. It does this through stablecoin minting, P2C and P2P lending, and staking-based rewards. AVAX Foundation eyes $1B raise for US treasury Avalanche (AVAX) went up 4.5% in the last week. On September 10, 2025, it was trading at about $25.50, with a 24-hour trading volume of $822 million. The rise is due to the Avalanche Foundation’s goal to raise $1 billion for tokenized US Treasury assets. This is meant to get more people to use RWA on the network. Avalanche’s focus on connecting traditional finance and blockchain is seen in this project, which is funded by partnerships with institutional investors. Technical indications reveal that AVAX is testing $27 resistance, with support at $24 and an RSI of 56. People on social media are excited about the possibility of more liquidity and DeFi growth. If $27 clears, analysts say the aim is $30, although macro forces like U.S. tariffs are a worry. A slide below $24 might challenge $22. Mutuum Finance (MUTM) retail accessibility Mutuum Finance (MUTM) stands out because it has strong overcollateralization and liquidation measures that keep liquidity pools safe. Borrowers put up assets as collateral for loans, and the Stability Factor makes sure that each position stays healthy. When collateral drops, liquidations happen automatically, which keeps the system stable and protects other users. At the same time, the decentralized stablecoin gives people access to cash without having to sell assets. The interest rate set by the governance keeps the stablecoin at $1, and arbitrage opportunities make it even more stable. This approach gives retail investors a unique mix of a guaranteed dividend and the chance to see their capital grow. This is in line with current crypto projections and the crypto fear and greed index, which makes it safer to invest. The presale for Mutuum Finance (MUTM) is now in Phase 6, and each token costs $0.035. This phase is the last chance to get in at a discount. More than 16,250 people have already participated, $15.66 million has been raised, and 38% of the 170 million token allocation has been sold. The next step will see a price rise, which means this is the last step before the exchange listing, where the real price discovery starts. Anyone who bought in the early Phase 3 for $0.020 is already making money on paper, while anyone in Phase 6 can realistically expect their investment to rise by 10x if MUTM meets a modest post-listing target of $0.35. This is even more likely to happen because of tokenomics. There will only ever be 4 billion MUTM coins, and staking programs and open-market buybacks using platform revenue will keep the number of coins in circulation over time. These demand-driven mechanisms, along with strong demand from stablecoin minting and lending activity, create structural demand that pushes prices up. MUTM is different from big institutional fundraisers like AVAX’s $1 billion since it gives regular people a chance to make huge profits while keeping the system safe using liquidity limitations, overcollateralization, and MUTM awards. P2C and P2P models With the platform’s P2C lending, users can put stablecoins and blue-chip assets like ETH, BTC, and USDT into smart contracts. Lenders get mtTokens that show their portion and accrued interest. They can stake these tokens to get more MUTM incentives or use them as collateral to borrow more money. If someone lent $15,000 in USDT, they could make about $2,250 a year at an average 15% APY, which would grow over time. Peer-to-peer (P2P) lending is a separate high-yield option for riskier or meme tokens like FLOKI, SHIB, PEPE, DOGE, and TRUMP. In this system, borrowers and lenders negotiate conditions directly, which keeps the primary liquidity pool safe while increasing the possibility for earnings. Roadmap catalysts make it possible for growth to happen in the near future. In Phase 3, the beta testnet will go live, letting people use the platform and check its systems. In Phase 4, the whole live platform will be available, as well as MUTM token listings on exchanges and cross-chain expansion. These milestones will create natural activity and help find the right price, which will add to the demand caused by buybacks, increasing potential gains. A CertiK audit that scores 95 and a $50,000 USDT bug bounty program that pays out based on how serious the bugs are both help build trust and security. Critical: $2,000; Major: $1,000; Medium: $500; Low: $200. The current $100K giveaway will provide 10 people $10,000 in MUTM tokens, which will encourage people to join early and help the community flourish. Conclusion MUTM is a rare possibility for retail investors to get a structured, secure, and demand-driven DeFi token with huge potential for growth. AVAX raises billions for institutional stakes, whereas MUTM raises millions and gives early investors the chance to get real demand-driven rewards. Phase 6 is already 38% sold out, and the next price increase is coming soon. Early participants will get tokens before the supply of tokens becomes limited, staking and lending opportunities become available, and the platform fully launches. This will put them in a position to make 1000% gains in a high-growth ecosystem that is open to everyone. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post AVAX Foundation eyes $1B raise for US Treasury, still traders seek penny coin to buy that offers 1000% upside called MUTM appeared first on Invezz
