People in the crypto market regularly talk about Solana (SOL) and Ethereum (ETH), two important participants in decentralized finance. Traders are keeping an eye on crypto prices today, but analysts are talking about a separate initiative that has been slowly gaining traction. Mutuum Finance (MUTM) has already made $15.4 million in its presale by Phase 6, when the price was just $0.035. This shows that both retail and community demand is high before the official launch. Only 33% of this phase has sold out, and the price will go up 15% to $0.04. September may be the final chance for investors to get tokens at this low price. Presale momentum meets stablecoin utility Getting $15 million in presale is a big deal, especially for someone new to DeFi. It illustrates that there is still a lot of interest in projects with clear fundamentals, even in a market where some investors are reluctant because they don’t know when the next crypto ETF will be approved or where the market is headed. Unlike other currencies that are popular due to hype, Mutuum Finance (MUTM) is getting more popular because it is creating a decentralized credit market with a stablecoin that is tied to $1. This stablecoin won’t depend just on the unpredictable supply and demand in the market. Instead, it will be made when people borrow against collateral like ETH or LINK and burned when the loans are paid back or sold. To keep the peg, governance will change interest rates on the fly. If the price goes over $1, rates will go down; if it goes below $1, rates will go up. Traders will also want to maintain the peg constant because of arbitrage potential. Overcollateralization protects lenders’ money and gives borrowers access to cash without having to liquidate their assets. Think about how someone who has $5,000 worth of LINK will use the platform to make this work. They will use it as collateral to borrow $3,500 worth of the stablecoin. This will keep them exposed to LINK while freeing up cash for other things. This framework makes things work better and lowers the type of risk that typically makes news after a crypto meltdown nowadays. Mutuum makes sure that the platform will endure for a long time by controlling solvency through liquidation thresholds and reserve elements. Roadmap execution and September urgency Mutuum Finance (MUTM) is different from earlier-stage ventures in that it has a distinct four-phase plan. Phase 1 has already set the stage with its presale launch, external audits, marketing initiatives, and platform listings for monitoring. We’re currently adding educational information and making sure everything is legal to finish the phase. Phase 2 will be all about building: creating the fundamental smart contracts, the DApp front-end, and the back-end infrastructure. In Phase 3, the platform will be finished with testnet beta testing, security assessments, and preparations for being listed on exchanges. In Phase 4, the live version of Mutuum Finance (MUTM) will be available, and it will have agreements with institutions and be able to run on more than one blockchain network. As the strategy moves forward, managing liquidity will also be very important. When borrowing demand is low, interest rates stay low to encourage lending. But when liquidity is scarce, rates go up, giving lenders bigger yields. For example, if someone lends 50,000 USDC at 14% APY, they will make $7,000 in a year. This shows that the lending markets will be quite profitable for anyone who provides liquidity. These mechanics indicate that the $15.4 million raised in presale is not only because investors are excited; it’s also because they believe in a platform with solid foundations and a clear plan for how to make it work. Solana (SOL) grew quickly at first because it was scalable, and Ethereum (ETH) grew because of smart contracts. Now, Mutuum Finance (MUTM) is going to lead the next wave of DeFi with a reliable, decentralized credit market. Final words If you’re an investor wondering what the best cryptocurrency to buy before the end of September is, the answer is more and more likely to be Mutuum Finance (MUTM). With Phase 6 costing $0.035 and a steep 15% jump to $0.04 coming up, September is a very important time. When the token price hits $0.06, the entrance price will be much higher. This means that anyone who buys today will be in a better position before beta testing and the predicted top-tier exchange listings. As the market talks about crypto investing plans for 2026, Mutuum Finance (MUTM) is showing that fresh organizations with real use may still get a lot of attention and money. The $15 million mark isn’t just a figure; it’s a hint that the next chapter of DeFi is already being written. People who act before Phase 6 ends will be part of it from the start. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Best crypto coin to buy in Sept? It’s not SOL or ETH, but a newcomer recently generated $15M appeared first on Invezz
