Big changes in the market always get people’s attention. Ripple’s transfer of 2.2 billion XRP is a great example of how whale behavior changes liquidity. Analysts are looking at presale opportunities where regular investors can still get in early. Mutuum Finance (MUTM) , a DeFi project that is now raising millions and is projected to take a path similar to Solana’s (SOL) explosive 2021 run, is still the name that comes up the most in conversations. 2.2 billion XRP just moved by Ripple Ripple moved 2.2 billion XRP (around $6.29 billion) across different wallets on September 1, 2025. This led to rumors of strategic rebalancing or preparation for On-Demand Liquidity (ODL). XRP is worth about $2.86 and has a trading volume of $6.2 billion in the last 24 hours. There was 1 billion XRP put into escrow and 1.2 billion sent to Ripple addresses. Technical indications reveal that XRP is testing $2.80 support, with the RSI at 53 and resistance at $3.00. Even though the probability of an ETF being approved are 95% and whales are buying up $1 billion worth of shares, macro factors like US tariffs are still a concern. There are mixed feelings about social media, with some people expecting prices to go up. If $3.00 clears, analysts say the aim is $3.20. However, if it drops below $2.80, it might go as low as $2.65. Why Mutuum Finance (MUTM) is standing out in DeFi Mutuum Finance (MUTM) is setting a new standard in decentralized finance by adding a dual-lending system that balances risk and opportunity. Peer-to-collateral (P2C) lending will be possible with the protocol. This means that stablecoins and blue-chip tokens like Bitcoin (BTC), Ethereum (ETH), or USDT can be borrowed and lent without any problems. People who want security and reliable outcomes would like this approach to work. The project will also include peer-to-peer (P2P) lending for more volatile tokens, with terms that both parties agree on. This is done in separate pools, so even if riskier tokens have unexpected changes, they won’t put the whole platform in danger. This is obvious with real-life examples. If someone puts $14,800 worth of Bitcoin into Mutuum Finance (MUTM), they will receive a great 12.4% APY, which comes out to almost $1,800 a year in passive income. If the user puts up $3,200 worth of Ethereum as collateral, they can borrow $2,300 in USDT at a 72% loan-to-value (LTV) ratio. These mechanics make it possible to earn money and borrow money, which keeps liquidity flowing on both sides of the platform. Mutuum Finance (MUTM) also has built-in protections against changes in the market. Stablecoins and ETH are examples of lower-volatility tokens that can borrow more, with a loan-to-value ratio of up to 75% and a liquidation threshold of 80%. However, more volatile tokens will have a maximum LTV of 35% to 40%, and liquidation triggers will be set at roughly 65%. This means that the platform stays solvent even when the markets are unstable, liquidators are motivated, and users can trade without worrying about a sudden protocol breakdown. Also, reserve factors will help the treasury get stronger. For example, stable tokens will have a reserve factor of 10%, while riskier tokens will have a reserve factor of 35%. This will make the system more stable during a crypto meltdown today. Presale growth and the road to $2 The presale of Mutuum Finance (MUTM) is becoming one of the biggest events of 2025. The project has now raised over $15.4 million in Phase 6, selling 33% of the 170 million tokens it has available at the current price of $0.035. There are 4 billion tokens in total. More than 16,100 people have registered so far, which shows that a solid community is emerging well before the listing. The numbers underlying presale increases are already impressive. For instance, an investor who traded $2,000 worth of ETH for $0.01 during Phase 1 got 200,000 MUTM. That same amount is worth $7,000 now in Phase 6, which is a 250% increase in value. At $0.06, the value of that Phase 1 position will be $12,000, which is a 500% increase from the original $2,000. Even investors who start now in Phase 6 can make money. If you pay $2,000 today, you’ll get 57,000 MUTM at $0.035. At the selling price of $0.06, this will already be worth $3,400, which is a 70% paper gain. Traders are rushing to buy tokens before the window shuts since one-third of Phase 6 is already sold out, and the price is set to go up by 15% to $0.040 in the next stage. The excellent delivery pipeline in the roadmap is what gives analysts confidence that MUTM can reach $2. When the token is listed, the beta launch of Mutuum Finance (MUTM) will let individuals start using its lending and borrowing features right away. This immediate access to utility will help the token get a lot of attention quickly. The protocol is also getting ready to provide Layer-2 scalability, which will make transactions much faster and cheaper than they are on standard Layer-1 chains. The platform is meant to attract both long-term liquidity providers and borrowers by being both efficient and easy to use. Conclusion It’s not a little thing to compare it to Solana (SOL)’s breakout run in 2021. Solana (SOL) grew because more people started using it when they saw how useful it was in real life. Mutuum Finance (MUTM) is likely to have the same situation, especially since it will be listed on major exchanges, including Binance, KuCoin, Coinbase, Kraken, and MEXC, which are the biggest trading platforms in the world. Additional people will be able to utilise the platform, which will bring in additional investors and users. This will raise the price of the token. Crypto charts already reveal that traders want new stories, and they prefer projects that have real-world uses over those that are just for fun. XRP’s billion-dollar transfers show how powerful whales are, but presale ventures like Mutuum Finance (MUTM) are where regular investors can find the most gain. Analysts who think MUTM will reach $2 are backing its predictions with facts, such as structured lending mechanisms, liquidity protection, high presale momentum, and a way for widespread exchange adoption. If you want to buy the best cryptocurrencies today, the timing surrounding Phase 6 is too good to pass up. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post 2.2B XRP just moved by Ripple, yet analysts claim a best crypto coin to buy for $2000 could match SOL's 2021 run appeared first on Invezz
