Ripple’s Chief Executive Officer, Brad Garlinghouse, recently made a public display of his new XRP-focused rewards credit card powered by Mastercard. In his post , Garlinghouse expressed enthusiasm over the development, stating, “An XRP rewards credit card out in the world?! What a time to be alive, XRP family… Use the special edition @Gemini card for everyday purchases, and earn up to 4% XRP back.” His statement highlights that the card, issued in partnership with Gemini, offers users the ability to make standard purchases while earning rewards denominated in XRP, with the advertised rate reaching up to 4 percent. The credit card represents an additional entry point for XRP adoption, integrating the digital asset into mainstream financial tools already familiar to consumers. Alongside his tweet, Garlinghouse shared an image of himself holding the Gemini-powered credit card, underscoring the significance of the launch. While he presented the development as a milestone for the XRP community , it also prompted reflections from community members on what such an initiative could mean for XRP’s long-term trajectory. An XRP rewards credit card out in the world?! What a time to be alive, XRP family… Use the special edition @Gemini card for everyday purchases, and earn up to 4% XRP back. https://t.co/arz9v68S0Z pic.twitter.com/ck5KgKlaZK — Brad Garlinghouse (@bgarlinghouse) August 25, 2025 Community Responses to the Announcement The post drew reactions from members of the XRP community, with varying perspectives on the relevance of the development. One user, identified as Prince Ganger, acknowledged the potential appeal but raised questions about the broader implications. He noted that the advertised 4% return applies specifically to categories such as gas, electric vehicle expenses, and transit, rather than across all purchases. While recognizing his interest in XRP, he questioned whether such a rewards program aligns with expectations that XRP could reach significantly higher valuations in the future. He compared this situation to credit cards offering bitcoin rewards, pointing out that despite bitcoin’s valuation already being above $100,000, similar incentive structures are still being issued. In his remarks, he suggested that if XRP were to eventually reach the higher prices projected by some in the community, offering it as a rewards mechanism at its current valuation raises questions about how institutions view its growth trajectory. His comments reflected a mix of optimism, doubt, and curiosity about the potential impact of the rewards program on XRP’s position in the digital asset market. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Other Perspectives on Adoption In contrast, other community voices framed the announcement as a significant advancement for XRP’s utility. XRP Healthcare, an organization active in promoting developments around the asset, responded by calling the initiative “a powerful moment for the XRP community.” They emphasized that the introduction of an XRP rewards credit card reflects the continued expansion of both utility and adoption for the asset . Their statement also highlighted the broader ecosystem’s resilience, innovation, and relevance in real-world applications. The contrasting reactions illustrate the range of views within the community regarding XRP’s path toward greater adoption. For some, the credit card represents immediate, tangible use cases, demonstrating XRP’s integration into everyday financial systems. For others, it raises questions about the alignment between current utility initiatives and the long-term price expectations frequently associated with the asset. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple CEO Says What a Time to Be Alive. Here’s why appeared first on Times Tabloid .
