With Bitcoin and Ethereum already commanding high valuations, many investors are turning their attention to early-stage projects with room for exponential growth. The search for the next big crypto often comes down to two factors: utility and timing. One project that analysts believe meets both requirements is Mutuum Finance (MUTM) , a DeFi protocol gaining traction in its presale stage. Mutuum Finance (MUTM) Mutuum Finance operates with both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models, giving users the choice between pooled liquidity and direct lending agreements. The P2C system pools assets such as ETH, BTC, and BNB, delivering steady yield opportunities for suppliers. In contrast, the P2P framework allows users to arrange loans directly in tokens like SHIB and PEPE, creating flexibility while safeguarding the stability of the protocol’s larger liquidity pools. This dual structure broadens the user base, attracting both those seeking stable returns and those looking for higher-yield opportunities. What makes the system stand out further is its yield mechanism. Rather than inflating supply, Mutuum Finance allocates a share of protocol fees to buy MUTM from the open market, which is then redistributed to mtToken stakers, ensuring rewards are tied to real platform activity. Early entry advantage MUTM is in Phase 6 of its presale at $0.035, with a confirmed launch price of $0.06. Backed by $14.75 million raised and over 15,550 holders, the project has already demonstrated strong investor confidence. For investors, this setup represents a near 100% upside by the time the token lists on exchanges. To put it into perspective, a $1,000 investment at today’s presale price will return roughly $1,700 upon launch, even before any broader market rally begins. When the token achieves the kind of growth analysts are predicting, targets ranging from $1 to $1.50 within its first major cycle, that same $1,000 will become $28,500 or more. It’s the kind of upside that makes early-stage participation highly attractive. Whale participation signals confidence Whales are not ignoring this opportunity. Several six-figure transactions have already been recorded during the presale, showing that large investors are positioning themselves early. Analysts note that whale activity often signals confidence in a project’s fundamentals and long-term sustainability. Unlike meme-driven assets, where large holders often exit quickly, whales in Mutuum Finance appear to be locking in with the expectation of strong future demand once the protocol goes live. MUTM could be the next big crypto Experts highlight several reasons why Mutuum Finance is on track to become one of 2025’s breakout tokens: Immediate Utility: The beta platform is set to launch at the same time as the token’s exchange debut, giving holders instant access to real lending and borrowing functions. Security and Transparency: A completed CertiK audit with a 95/100 score and an ongoing $50,000 bug bounty program ensure that trust and security remain central to the project. Stablecoin Development: An overcollateralized stablecoin is in the pipeline, adding more functionality and revenue channels. Community Growth: Engagement is being accelerated through campaigns like the $100,000 giveaway, which is already drawing attention from retail and institutional participants alike. Together, these factors give analysts confidence that MUTM could deliver a performance similar to what early adopters saw with Aave or Solana in their early years. Why MUTM stands out now The crypto market rewards those who recognize utility-backed tokens before the rest of the crowd catches on. While many established altcoins are already trading at valuations that limit upside, Mutuum Finance (MUTM) combines early affordability, immediate platform rollout, and a sustainable passive income model. With a presale price of $0.035, whale participation, and growing community excitement fueled by the $100,000 giveaway, analysts argue MUTM is not just another token—it’s a contender for the next big crypto of 2025. For investors asking which crypto to buy now, the answer from many experts is becoming clear: MUTM. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Which crypto to buy now? Analysts expect this token to be 2025’s next big crypto appeared first on Invezz
