The debate over XRP’s real-world utility continues, but the involvement of major financial institutions in XRP-based solutions tells a clearer story. A recent post by FinanceBro (@FinanceBroYT), a crypto analyst on X, highlights eight global banks that use XRP for certain transactions, with their combined annual transaction volumes exceeding $7 trillion. FinanceBro called out everyone underestimating XRP’s utility and claiming it has no real use case, believing that institutions as big as these would not adopt an asset without the potential to improve the global financial market. MUST SEE: HERE IS THE DATA ON THE TOP 8 BANKS CURRENTLY USING #XRP !!! YES THEY DO $7 TRILLION IN TRANSACTIONS!! pic.twitter.com/FcpT0qxNod — FinanceBro (@FinanceBroYT) June 21, 2025 XRP’s Integration Into the Global Banking System According to the video, Shinhan Bank and Woori Bank each process $1.8 trillion annually. Bank of America follows with $1.1 trillion. Others include SBI Holdings with $870 billion, Santander with $760 billion, American Express at $665 billion, Standard Chartered handling $630 billion, and PNC with $485 billion. A crypto expert recently listed Bank of America and Santander as crucial partnerships that could send XRP to the stratosphere . These banks use XRP in certain capacities, and its exposure to this large volume has excited the community. Bank of America Using XRP Internally Ripple offers a global payment solution for banks through XRP, and its partnership with Bank of America and other banks highlighted in the video could contribute greatly to widespread adoption. FinanceBro referenced previous reports that Bank of America is using XRP for internal transactions . These indicate a shift toward using XRP for payment processing among U.S. financial institutions. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Although the full extent of XRP’s use within these banks isn’t public, FinanceBro and many others see their adoption of the asset as evidence of broader institutional adoption. Implications for XRP’s Role in Global Finance If XRP’s adoption increases among institutions like these, the long-term implications could be significant. FinanceBro suggests that the asset’s presence in global banking infrastructure is growing steadily. He estimates that if the transaction volumes of these banks eventually translate to XRP Ledger usage at scale, XRP’s market cap could rise substantially. Based on his calculations, a full $7 trillion adoption could theoretically push the asset to $124.6, though he notes this as a long-term projection. Ripple has secured multiple licenses to enable increased adoption by banks. With over $7 trillion flowing through these banks, XRP is in the middle of a gold mine, and its growing influence within these institutions could unlock more volume for the asset. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post These 8 Top Banks Using XRP Do $7 Trillion In Transactions appeared first on Times Tabloid .
