Ethereum (ETH) saw huge inflows Ethereum (ETH) spot ETFs recorded over $533.8 million in daily net inflows on July 22, 2025, marking their third-highest single-day haul and extending a 13-day streak totaling $3.63 billion, per SoSoValue data. BlackRock’s iShares Ethereum Trust (ETHA) led with $426.22 million, while Fidelity’s FETH added $35.01 million. Total ETH ETF assets now exceed $10 billion, about 4% of Ethereum’s market cap. ETH’s price rose 10% to ~$3,871, driven by institutional demand and whale accumulation, including a $114 million buy by wallet 0xF436. Technical indicators show ETH testing $4,000 resistance, with support at $3,824. Despite $2.2 billion in staking withdrawals, optimism around the Pectra upgrade and regulatory clarity fuels sentiment. However, a bearish MACD and profit-taking risks could cap gains. A breakout above $4,100 may target $4,500. Mutuum Finance (MUTM) for institutional and retail growth Mutuum Finance (MUTM)’s strength will lie in its versatile dual lending model, crafted to serve diverse user needs within the crypto lending space. On one hand, its Peer-to-Contract (P2C) pools will enable investors to deposit stablecoins and blue-chip tokens such as USDC, ETH, or AVAX, earning steady APY yields while receiving mtTokens that will represent their share and accumulate staking rewards (in MUTM) if staked in the smart contracts. This system will be attractive to institutional players seeking reliable returns with transparent risk profiles. On the other hand, Mutuum Finance (MUTM) will open doors to a speculative frontier through its Peer-to-Peer (P2P) lending, allowing high-risk memecoins like PEPE, TRUMP, and DOGE to be used as collateral. This segment will empower users to negotiate customized loan terms with higher interest rates, creating an inclusive financial rail that will accommodate a broad spectrum of risk appetites without mixing risk pools. This segregation will reduce systemic risk and enhance user confidence, making MUTM an appealing token for both conservative and aggressive investors. Currently in its Phase 6 presale, Mutuum Finance (MUTM) tokens are offered at $0.035, with 10% of the total supply sold to over 14,800 holders, and $14.1 million raised. Early Phase 1 investors are enjoying 3.5x paper gains as the price prepares to jump to the upcoming listing price of $0.06. The platform’s beta launch is set to coincide with this listing, bringing to market full user functionality and anticipated liquidity boosts. This upcoming beta will activate core lending, borrowing, and staking features on Layer-2 networks, delivering the speed and low fees that institutional and retail users demand. Mutuum Finance (MUTM)’s roadmap points to significant milestones in decentralized stablecoin issuance, where stablecoins are minted only during collateral-backed loans and burned upon repayment. This mechanism will generate continuous on-chain volume, creating a powerful feedback loop of utility that supports long-term token demand. Roadmap and security foundations support a $2 target with realistic growth drivers Security remains a top priority for Mutuum Finance (MUTM), reflected in its CertiK audit, which awarded the project an impressive score of 95, alongside a Skynet rating of 78. This rigorous third-party verification gives investors confidence that the protocol’s smart contracts and Layer-2 integrations maintain high standards for safety and resilience. Looking at the broader market, Layer-2 projects with similar technical and functional profiles have demonstrated exponential growth, often realizing 10x to 20x returns post-launch once utility and liquidity mature. Mutuum Finance (MUTM)’s structured four-phase roadmap—from ongoing smart contract development and audit to launch, exchange listings, and liquidity mining—mirrors these success trajectories. Beyond the upcoming beta, Mutuum Finance (MUTM) is targeting listings on respected exchanges such as Kraken and KuCoin, which will significantly increase token accessibility and trading volume. These listings, combined with growing community momentum including over 12,000 Twitter followers and a $100,000 MUTM token giveaway , set the stage for a rapid adoption cycle. Final words Investors should note that MUTM’s growth is driven by tangible developments, not hype. The token’s utility will deepen as more users participate in both P2C and P2P lending, staking rewards, and stablecoin minting. This creates real demand fueled by active usage rather than speculative pumps. Given the solid foundation and layered roadmap progress, analysts projecting a $2 target for MUTM by mid-2026 base their outlook on achievable milestones and real-world adoption, indicating a trajectory that outpaces ETH price appreciation in the same timeframe. With Ethereum (ETH)’s institutional inflows laying a fertile ground, Mutuum Finance (MUTM) offers a compelling opportunity for investors seeking next-level exposure to DeFi innovation. As the presale nears its next phase with a planned price increase to $0.040, the window to secure tokens at the discounted $0.035 price is closing fast. This strategic entry point, combined with Mutuum Finance (MUTM)’s robust platform features and forthcoming liquidity events, makes MUTM one of the most promising under-$0.05 tokens to watch in 2025 and beyond. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post ETH ETF inflows hit $500M but MUTM could reach $2 with fast trajectory in 2026 appeared first on Invezz
