Developer Vincent Van Code has made an ultra-bullish prediction for the XRP price , predicting that it could rally to $59.40. He provided a breakdown of how Ripple will take over the financial system, sparking the massive rally for the altcoin, given its role in the firm’s operations. The Maths Behind XRP Price Rally To $59.40 In an X post , Vincent Van Code predicted that the XRP Price could be worth $59.40 at some point, with Ripple targeting 15% of SWIFT’s $5 trillion volume, RLUSD gaining traction, and institutions like Mastercard building on the XRP Ledger. The developer explained that 15% of SWIFT’s volume equals $750 billion in on-demand liquidity daily. With SWIFT processing $5 trillion daily and Ripple aiming to capture 15% of that, this means the crypto firm could settle $750 billion in transactions daily using XRP. He further noted that the liquid XRP supply stands at 13 billion, although the total supply is 100 billion. Forty billion is currently locked in escrow while five to eight billion is likely lost, according to him. Vincent Van Code added that 20 to 25 billion XRP is also held long-term or locked in DeFi/AMMs, which is what puts the estimated usable supply at 13 billion XRP. He expects that this limited supply could serve as a catalyst for the XRP price rally as demand for the altcoin increases through Ripple’s operations. The developer also alluded to the ‘XRP Velocity,’ which he stated equals 2x daily. He explained that each XRP is reused in two transactions daily at the maximum due to compliance, exchange delays, and corridor slippage. Based on all these, he concluded that the XRP price could at least reach a base price of $28.85. He multiplied the ODL volume by the sum he got from a multiplication of the available XRP supply and its velocity. Real-World Multipliers Will Lead To The Remaining Rally To $59.40 Vincent Van Code indicated that the real-world multipliers will spark the final XRP price rally to the $59.40 target. He expects the altcoin to record a 10% gain when the RLUSD issued hits $200 billion, with liquidity deepening. The developer expects another 20% gain for XRP when other stablecoins are minted on the XRP Ledger . Meanwhile, the XRP price is projected to record a 30% and 20% gain upon institutional adoption and the legal clarity following the Ripple SEC case , respectively. These percentage gains will add up to the base price of $28.85, resulting in a surge to $59.40. Vincent Van Code stated that the estimated timeline for this rally is between 2026 and 2027. At the time of writing, the XRP price is trading at around $3.50, up over 2% in the last 24 hours, according to data from CoinMarketCap.
