XRP currently trades near $3.07, sparking discussions about revisiting its $3.35 peak. Analysts observe whale accumulation and a technical pattern suggesting a potential push towards $4.40. However, surpassing the significant gains required for substantial profits in 2025 demands a different opportunity. Grok-4 identifies Mutuum Finance (MUTM) as the standout candidate. This emerging DeFi protocol presents a calculated entry point now during its presale, offering clear advantages and real utility beyond speculative trading. XRP navigates key resistance XRP’s recent 26% weekly climb positions it close to historic highs. Trading volume surged nearly 34% in 24 hours, reflecting renewed interest. Large investors accumulated billions of XRP recently. A specific technical setup hints at a possible rise to $4.40. While promising, achieving truly transformative gains from current levels poses a challenge. Investors seeking exponential growth must look elsewhere for the best crypto to buy now. The search leads directly to presale opportunities with defined upside potential. Mutuum Finance presale gains momentum Mutuum Finance (MUTM) is attracting significant capital in its presale journey. Over $12,700,000 has been raised since the presale began. Investors have acquired more than 620 million tokens. Total MUTM holders now exceed 13,600 participants. Phase 5 is currently underway, priced attractively at $0.03 per token. This represents a substantial 200% increase from the opening phase price of $0.01. Phase 5 is over 80% filled, indicating strong demand. This window to acquire tokens at $0.03 is closing rapidly. Subsequently, phase 6 will commence with a 16.7% price hike to $0.035. Mutuum Finance (MUTM) will launch officially at $0.06. Purchasing now guarantees a 100% return on investment at launch. This presale offers a clear path to immediate value appreciation before trading begins. Security and trust are paramount Mutuum Finance prioritizes robust security protocols. The project successfully concluded its Certik audit, achieving an impressive 95.00 security score. CertiK found no vulnerabilities within the audited smart contract code. Furthermore, no security incidents have been recorded in the past 90 days. Mutuum Finance has also launched an official Bug Bounty Program via CertiK. A substantial $50,000 USDT reward pool is allocated. This proactive approach underscores the commitment to platform integrity. Mutuum Finance unveils major giveaway Adding excitement, Mutuum Finance announced a significant giveaway event. A total of $100,000 in MUTM tokens will be distributed. Ten fortunate winners will each receive $10,000. Participation involves straightforward steps. Firstly, entrants must submit a valid wallet address for potential prize receipt. Secondly, completing all specified quests is essential. Crucially, eligibility requires a minimum $50 investment in the Mutuum Finance presale. This initiative rewards early supporters handsomely. Unique value proposition emerges Mutuum Finance (MUTM) distinguishes itself through genuine utility. Its core offering is a non-custodial lending protocol. Users retain full ownership of their deposited assets. The platform uniquely blends Peer-to-Contract and Peer-to-Peer lending models. Peer-to-Contract employs dynamic smart contracts. These contracts automate lending, adjusting interest rates based on market conditions. This ensures stability for all participants. Conversely, Peer-to-Peer enables direct agreements between lenders and borrowers. This flexibility is vital for custom terms and volatile assets. The system promotes transparency and security, surpassing centralized alternatives. Mutuum Finance offers realistic growth Beyond the guaranteed 100% ROI at launch, significant long-term potential exists. Mutuum Finance (MUTM) possesses strong fundamentals and clear utility. Post-launch price predictions are notably optimistic. Based on its model and adoption trajectory, analysts project a realistic target of $4.50 per token in 2025. This represents a potential 150x increase from the current $0.03 presale price. Monitoring crypto charts will track this anticipated ascent. This projection highlights why many consider it the best crypto to buy now for substantial gains, potentially eclipsing XRP’s performance. Mutuum Finance (MUTM) presents a compelling opportunity within the dynamic crypto market. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Grok-4 picks best cryptocurrency to buy now and surpass Ripple (XRP) gains in 2025 appeared first on Invezz