The post Best Crypto to Buy Now as Ripple (XRP) Stagnates appeared first on Coinpedia Fintech News As Ripple (XRP) flatlines yet again and fails to break key resistance levels, smart money is rotating into fresh opportunities, and Mutuum Finance (MUTM) is leading the charge. Tipped by insiders as the best crypto to buy in 2025, Mutuum Finance is performing well during its presale, just as investors scramble to position themselves before the next major run-up. Phase 5 Mutuum Finance presale is over 60% sold out at $0.03. Presale has raised over $11.8 million and added over 12,700 unique holders. This is the lowest MUTM will ever be. A 16.67% increase is scheduled when phase 6 starts. While XRP’s sideways action dominates the headlines, the real movement is happening under the radar. Phase 5 of the Mutuum Finance Presale Mutuum Finance is gaining momentum in Phase 5 of its presale. The project stands out from others due to actual real-world use case instead of hype. Demand from investors is gathering pace with the project already exceeding over $11.8 million and having over 12,700 token holders. Mutuum Finance launches a non-custodial liquidity protocol where users are allowed to keep their full ownership of assets. The initiative has a double-model strategy that involves the use of Peer-to-Contract and Peer-to-Peer lending to ensure greater flexibility as well as efficiency. Peer-to-Contract system uses smart contracts to facilitate automatic lending with zero human touch and instead the smart contracts respond to the market by offering variable interest rates. By the use of this auto mechanism, the world of the borrowers and lenders is made stable and predictable. Peer-to-Peer model, on the other hand, does not have middlemen and thus offers a direct link between lenders and borrowers. Mutuum Finance to Launch USD-Pegged Stablecoin Mutuum Finance is developing a fully collateralized USD-pegged stablecoin on the Ethereum blockchain. The stablecoin would be immune to market volatility and depeg risk of algorithmic stablecoins. Top blockchain security company, CertiK, has also audited smart contracts of the project. Besides providing investors with confidence about the integrity and transparency of the code base, the audit done shows that the project is serious about the design of a secure DeFi protocol. To bring this pledge to life, the project has launched a $50,000 Bug Bounty Program in association with CertiK. The program is functional on four levels of vulnerabilities, critical, major, minor and low. Mutuum Finance Giveaway Mutuum Finance (MUTM) has launched a $100,000 giveaway . 10 lucky winners out of the early investors will be chosen to get $10,000 worth of Mutuum Finance tokens each. With its unique leaderboard mechanism the top 50 Mutuum Finance holders are incentivized. As users level up they receive rewards in bonus tokens token holding game and competitive fun. The mechanism encourages both excitement and loyalty, ecosystem growth in overdrive. While Ripple (XRP) remains stuck in sideways movement, Mutuum Finance (MUTM) is rapidly emerging as the top crypto to watch in 2025. With over $11.8 million raised, 12,700+ unique holders, and Phase 5 already 60% sold out, the momentum is undeniable. At just $0.03, this is the lowest price MUTM will ever be, a 16.67% increase is locked in for Phase 6. Backed by a fully audited, real-world lending protocol, a USD-pegged stablecoin in development, and a $50,000 CertiK Bug Bounty Program, Mutuum is building a secure, scalable DeFi ecosystem that stands out from the hype-driven crowd. Join the presale now and position yourself before the next price jump hits. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
