As XRP holds its ground, questions are swirling once again about its long-term potential, and whether it can reclaim the $3.50 level in 2025. Legal clarity and cross-border payment adoption may support Ripple’s growth over time, but for traders focused on faster upside, attention is shifting elsewhere. One token quietly emerging as a serious coin is Mutuum Finance (MUTM) , a DeFi-driven project currently priced at $0.03 and gaining traction as a possible breakout play. At present, Mutuum Finance is at phase 5 of its presale and has sold out over 45% of this phase. The project has already received more than $11.3 million and has drawn close to 12,600 investors. While XRP’s climb may be steady, MUTM is flashing the kind of early-stage metrics that have analysts speculating it could reach similar price territory far sooner than expected. XRP consolidates around $2.20 as market eyes 2025 catalysts XRP is currently trading near $2.20, holding steady after rebounding from recent lows around $1.90 following positive geopolitical and macroeconomic signals. Nearing legal resolution with the SEC and growing institutional interest underpin a cautiously optimistic outlook, with many analysts eyeing a potential move toward the $3–$5 range by the end of 2025. Short-term momentum appears supported by easing tensions and rising futures volumes, though XRP’s trajectory remains sensitive to broader market conditions. Meanwhile, as investors look beyond established altcoins, speculative attention is shifting toward emerging DeFi projects like Mutuum Finance (MUTM). Mutuum Finance (MUTM) to launch USD-pegged stablecoin, reinforces security with $50K bug bounty program Mutuum Finance plans to launch an Ethereum-based fully-collateralized USD stablecoin. The asset is stable during market downturns unlike algorithmic stablecoins which are likely to depegg in a volatile market. Mutuum Finance as a part of its focus on security and transparency has also opened its official Bug Bounty Program in cooperation with CertiK with awards amounting to 50,000 USDT. The prize is divided in four levels, critical, major, minor and low where all vulnerability levels are covered and rewarded. This is another feature that shows the proactive attitude of Mutuum to developing trust in the form of tangible infrastructure and effective security. Phase 5 presale Phase 5 of Mutuum Finance presale has started and the momentum is increasing very fast. There are more than 12,600 investors who have already joined the project, and raised over $11.3 million, proving that it is not a mere DeFi experiment. XRP might not have left $2.20 yet, but the odds are it will take some time before the token gets to $3.50. That is why a lot of investors have become interested in an emerging DeFi project: Mutuum Finance (MUTM). At a super low price of only $0.03 and currently in Phase 5 of presale, Mutuum has managed to raise over $11.3 million and attracted over 12,600 investors. Its differentiating factor is the creation of a fully collateralized stablecoin pegged to USD and has begun a $50,000 bug bounty program in cooperation with CertiK as it continues its claim of prioritizing security and trust. Having good fundamentals and a creeping hype, it is believed that MUTM can reach the level of $3.50 before XRP does, and at the current rate it is priced at, the potential is huge. Do not start with a mass market, get an early start For more information about Mutuum Finance (MUTM) visit the links below Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post XRP price forecast 2025: will Ripple pump back to $3.50, or will MUTM get there first? appeared first on Invezz
