Digital Asset Investor, a widely followed crypto market commentator, is urging XRP holders to stay vigilant and safeguard their tokens. His latest post—“Keep your XRP Safe! The finish line is coming”—comes as Ripple unveils a groundbreaking partnership with Singapore’s DBS Bank and Franklin Templeton (through its Franklin Templeton Investments Global, or FTI Global, arm). The initiative aims to create tokenized repo markets driven by stablecoins and on-chain collateral, marking a significant step into a new phase of regulated digital finance. At the same time, it highlights the importance of investors making thoughtful decisions about custody arrangements, given the evolving landscape. Ripple’s Partnership With DBS and Franklin Templeton Ripple announced that it has signed a memorandum of understanding with DBS and Franklin Templeton to pilot institutional trading of tokenized money-market funds and repurchase (repo) agreements on the XRP Ledger. According to Ripple’s official release , the collaboration will allow DBS Digital Exchange to list Franklin Templeton’s sgBENJI token alongside Ripple’s RLUSD stablecoin. This configuration permits qualified investors to transition smoothly between a yield-generating tokenized money-market fund and a regulated stablecoin, achieving settlement within minutes. The parties will also explore using these tokenized assets as collateral for repo transactions, creating a new, blockchain-powered market infrastructure. This is why I keep saying stay focused on keeping your XRP safe for now. The yield and being able to borrow against your XRP will come from every direction soon but it will be from every regulated direction after the Clarity Act. Keep your XRP Safe! The finish liine is coming. https://t.co/DtlbrodFpD pic.twitter.com/5sDyH7FFn1 — Digital Asset Investor (@digitalassetbuy) September 18, 2025 What This Means for Tokenized Finance By linking a major Asian bank, a global asset manager, and a payments-focused blockchain network, the partnership offers a practical blueprint for large-scale, regulated on-chain finance. Institutions will be able to use tokenized fund shares as collateral, settle trades almost instantly, and access round-the-clock liquidity. These efficiencies could compress settlement times, reduce costs, and expand the reach of repo markets to participants who were previously limited by traditional infrastructure. This represents a crucial move toward widespread integration of tokenized assets within the global financial system, marking significant progress toward broader acceptance. Why Caution Remains Essential Despite the excitement, Digital Asset Investor’s caution is well-placed. As tokenized collateral and on-chain repo markets grow, custody arrangements and legal safeguards become critical. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Public filings and trust prospectuses indicate that certain custodians and fund sponsors might permit encumbrances or liens on held assets, but only under specific and limited conditions, highlighting a potential aspect of their operational policies. This introduces counterparty and rehypothecation risks for anyone who places XRP or other digital assets with third parties. For retail investors who value full control, secure self-custody—combined with strict key-management practices—remains the best way to maintain ownership and avoid exposure to contractual uncertainties. The Path Toward Regulatory Clarity The push toward regulated tokenized finance aligns with legislative efforts such as the U.S. Digital Asset Market CLARITY Act, which aims to define how digital assets can be used as collateral and how stablecoins and other tokenized products are governed. Once such regulations take full effect, borrowing against XRP or earning yield through regulated platforms will likely become commonplace. Until that clarity is fully realized, however, Digital Asset Investor advises holders to resist the temptation of early yield opportunities and focus instead on preserving their holdings. Ripple’s collaboration with DBS and Franklin Templeton underscores the swift evolution and growing sophistication of the infrastructure supporting institutional blockchain finance, reflecting a rapidly advancing landscape. Yet, as Digital Asset Investor reminds the community, safeguarding XRP today ensures that holders can fully benefit when the regulated, yield-generating ecosystem finally arrives. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Top Trader to XRP Holders: Keep Your XRP Safe. The Finish Line Is Coming appeared first on Times Tabloid .
