Financial educator Coach JV has issued a strong recommendation for individuals seeking to improve their financial stability: adopt a disciplined dollar-cost averaging (DCA) strategy for crypto assets like XRP and Bitcoin for the next decade. In a recent post on X , the well-known finance coach criticized how people prioritize their spending, urging them to reconsider their financial choices. Coach JV pointed out that many individuals frequently scroll through social media, make impulsive purchases on Amazon, and finance luxury vehicles without hesitation. He stated, “People will mindlessly scroll on social, binge shop on Amazon, and finance a $70K car but won’t take the time to research deflationary assets like Bitcoin/XRP.” His comments were directed at the tendency of many to spend money on rapidly depreciating items while ignoring assets with long-term growth potential. He encouraged consumers to create a budget and commit to a DCA strategy instead, explaining that regularly investing in appreciating assets could reshape their financial future. People will mindlessly scroll on social, binge shop on Amazon, and finance a $70K car but won’t take the time to research deflationary assets like Bitcoin/XRP, create a budget, and dollar-cost average for 10 years. That one discipline could radically transform their family’s… — Coach, JV (@Coachjv_) August 4, 2025 Measuring the Impact of a 10-Year DCA Approach To evaluate the potential impact of Coach JV’s advice, we used the Uphold DCA calculator to simulate a decade-long investment in XRP and Bitcoin . The results were significant. If an investor had consistently allocated $583 per month into XRP from August 2015 to July 2025, the total investment would have amounted to $69,960. Today, that investment would be worth approximately $4.49 million. In a similar scenario using the same monthly amount and time frame, a DCA strategy in Bitcoin would have yielded a portfolio valued at about $3.5 million. Though Bitcoin produced a higher overall percentage gain, XRP’s price behavior brought stronger returns under a DCA method. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Historical Growth of XRP and Bitcoin In August 2015, XRP was priced around $0.008. Today, it trades close to $3, which marks a 37,400% rise. During the same period, Bitcoin increased from roughly $285 to $114,000, resulting in a 39,900% gain. Despite Bitcoin’s higher growth in raw percentage terms, XRP’s less predictable, more volatile movement has proven beneficial for long-term, periodic investors. Between November 2024 and January 2025, for example, XRP experienced a notable surge of over 580%, a burst that significantly boosted DCA-based returns. In contrast, Bitcoin followed a steadier growth trajectory over the years. Is It Too Late to Start? Experts Say No The impressive returns seen from the past ten years might lead some to assume the opportunity has passed. However, several figures in the crypto industry argue that the market is still early. Edoardo Farina, a well-known crypto educator, has said that XRP continues to present strong potential for future growth. Bitcoin also retains significant upside, according to advocates like Michael Saylor, who has suggested that the asset could eventually reach $13 million. These projections reinforce the idea that committing to a long-term, disciplined investment strategy today may still lead to substantial financial gains. A Call to Strategic Action Coach JV’s message is clear: rather than spending on goods that rapidly lose value, individuals should consider redirecting part of their monthly income into digital assets with proven performance. Through consistency and planning, a 10-year DCA strategy for assets like XRP could provide not only individual wealth but also long-term security for future generations. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Finance Coach Explains What XRP Holders Can Do to Transform Their Lives In 10 Years appeared first on Times Tabloid .
