Ethereum (ETH) has just recorded a major milestone, with its circulating supply dropping to a 9-year low as institutions continue to accumulate at scale. This aggressive buying trend is driving scarcity and pushing many to expect higher crypto prices for ETH in the long run. Yet, as Ethereum (ETH) becomes increasingly expensive to enter, both retail and institutional investors are widening their search for undervalued tokens with stronger upside potential. That search is shifting focus toward Mutuum Finance (MUTM) , a presale-stage project priced under $1 that is designed to deliver real utility, scalability, and sustainable adoption. ETH supply hits 9-year low Ethereum (ETH) is seeing a striking on-chain shift: its supply held on centralized exchanges has dropped to a nine-year low as institutions ramp up accumulation. According to Glassnode data, about 14.8 million ETH now sit on exchanges — the lowest since 2016. Simultaneously, institutional buyers — including treasuries and ETFs — have acquired significant ETH positions, together now holding around 10% of total supply. This dual trend reduces the amount of ETH readily available for sale, tightening liquidity and potentially creating upward pressure over time — though short-term price action remains range-bound due to countervailing selling by long-term holders. Mutuum Finance (MUTM) and its security-backed design The presale is proving to be a major signal of early demand. With a fixed total supply of 4 billion tokens, Phase 6 has already generated around $16.5 million, with more than 16,650 holders now part of the community. Half of the 170 million tokens allocated for this stage are already sold, at the current price of $0.035. The next phase will raise the price to $0.040, a 15% increase, meaning early buyers are locking in a meaningful discount. Coupled with a rapidly growing online following of more than 12,000 on Twitter, the project is showing traction before even hitting exchanges. Mutuum Finance (MUTM) is introducing an advanced decentralized finance framework that integrates dual lending mechanics into one seamless ecosystem. The Peer-to-Contract system will allow stablecoin-backed lending and borrowing with deep liquidity, giving participants reliable returns and safe access to capital. Alongside this, the Peer-to-Peer system will facilitate lending for more volatile assets, enabling higher-yield opportunities while isolating risk from the wider pools. This dual setup ensures the platform appeals to a broad user base, from conservative lenders to high-risk takers. Security has been prioritized at every stage of development. The project has undergone a thorough CertiK audit using both manual review and static analysis, achieving a TokenScan score of 90.00 and a Skynet score of 79.00. These independent results give investors confidence in the protocol’s resilience and in the integrity of its smart contracts, a crucial assurance for those considering new DeFi ventures. Growth catalysts driving market attention Mutuum Finance (MUTM) is positioning itself with multiple growth drivers that align with current market expectations and evolving crypto predictions. One of the most immediate catalysts will be the beta launch, arriving before the token is listed publicly. This release will allow users to test lending, borrowing, and the dedicated dashboard, where investors can track holdings, calculate ROI, and compete in a Top 50 leaderboard for bonus rewards. These gamified and data-rich features encourage not only platform use but also long-term retention. Another driver is Layer-2 integration. By operating on Layer-2 rather than purely on Layer-1, Mutuum Finance (MUTM) will deliver significantly lower transaction costs and faster settlement speeds. This efficiency is expected to attract higher borrowing and lending volumes, as users engage repeatedly with a platform that eliminates friction while maximizing capital flow. Further down the roadmap, the introduction of a decentralized stablecoin will reinforce daily activity within the protocol. Minted through overcollateralized loans, the stablecoin will create a continuous cycle of borrowing, repayment, and token burning, ensuring persistent demand while offering users a reliable $1-pegged asset. This stablecoin layer also adds real-world applications, making the platform more attractive to both DeFi enthusiasts and institutions seeking secure liquidity solutions. Major exchange listings are also on the horizon, with Coinbase and MEXC identified as target destinations. These listings will provide immediate access for global investors, improve liquidity, and shine a spotlight on Mutuum Finance (MUTM) as a competitor to established names in decentralized lending. Such exposure is expected to accelerate adoption and drive valuation, particularly as crypto ETF activity channels fresh capital into the space. The urgency is clear: Phase 6 is already 50% sold, and the next phase’s 15% price increase will soon make today’s entry point unavailable. Early investors have the rare advantage of securing tokens at $0.035 before the broader market has access. Both retail participants and institutions scanning for scalable, sub-$1 projects are recognizing that timing is critical to capture the full upside. Mutuum Finance (MUTM) is more than just a guess. The project combines structural design with significant growth catalysts, including as a dual loan model, CertiK-audited contracts, presale traction, gamified dashboard incentives, Layer-2 efficiency, forthcoming stablecoin integration, and planned Tier-1 exchange listings. In a world where ETH scarcity is driving up crypto prices and crypto predictions say that undervalued tokens will be the next big thing, MUTM is a strong candidate. People who buy during the presale phase are getting ahead of the game by getting one of the most highly anticipated DeFi protocols for less than $1. As Ethereum (ETH) continues to draw in institutions, the focus for asymmetric growth is now shifting to Mutuum Finance (MUTM). Early adopters are getting not just reduced tokens but also a spot in what is expected to be a high-utility ecosystem with global reach. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post ETH supply hits 9-year low as institutions buy, but focus shifts to a top crypto under $1 appeared first on Invezz
