As the crypto market prepares for the next bull run, investors are looking beyond established Layer-1 tokens like Solana (SOL). Many are rotating capital into high-utility presale tokens that promise early entry at lower prices. These presales allow investors to access crypto coins with strong utility potential before the wider market discovers them. Mutuum Finance (MUTM) has emerged as a leading candidate for the next crypto to explode. Its ongoing presale presents a rare opportunity for investors to secure tokens at attractive rates while the platform builds its ecosystem. Comparing MUTM and SOL across utility, adoption drivers, risk, and upside potential reveals why MUTM could be a strategic addition to forward-looking portfolios. Solana (SOL) Solana (SOL) currently trades around $125 while its price reflects demand driven by network throughput, decentralized application activity, and Layer-1 adoption. Historically, SOL benefits from network upgrades, expanding DeFi and NFT activity, and institutional flows. These factors support SOL’s market relevance but limit asymmetric upside compared to early-stage presale tokens like MUTM. As per the ongoing bearish cycle, unlike MUTM, SOL may face further decline in price. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is currently in presale Phase 6 with a total supply of 4B tokens. The Phase 6 price is $0.035, and 170M tokens have been allocated, already reaching 97% sold out. Across all phases, the presale has raised approximately $19.30 million and attracted over 18,400 holders. The next presale phase will raise the price to $0.040, a 15% increase. A recent update now allows MUTM tokens to be purchased by card with no limits. This improvement increases accessibility for investors and acts as a catalyst for growth, making participation in the presale easier and more convenient. Mutuum Finance (MUTM) will operate a dual lending structure designed for flexibility and security. The Peer-to-Contract (P2C) model pools user assets into audited smart contracts. Participants will receive mtTokens that reflect their share plus accrued interest. Interest rates will adjust with pool utilization, and overcollateralization alongside automated liquidation will protect the pools. The Peer-to-Peer (P2P) model allows direct lender–borrower agreements for riskier or less liquid tokens. Terms will be negotiated individually, and no shared liquidity exists. This isolates volatility from core pools while offering higher-yield bespoke loans. In essence, P2C provides shared automated liquidity, while P2P enables custom bilateral deals that isolate risk. This dual model positions MUTM to cater to both conservative and yield-seeking investors. V1 Protocol Launch and Upcoming Growth Drivers for MUTM Mutuum Finance (MUTM) shared on its official X account that the V1 version of its protocol is set to launch on the Sepolia Testnet in Q4 2025. This initial deployment will activate the protocol’s foundational elements, including the liquidity pool mechanism, the mtToken and debt token models, and an automated liquidator bot built to safeguard collateral and uphold system stability. During this phase, users will be able to lend, borrow, and leverage ETH or USDT as collateral. Releasing V1 on the testnet gives the community early hands-on access, allowing them to understand the protocol before the mainnet debut. This phased rollout enhances transparency, drives early participation, and equips the team with practical user feedback for refinements. As testnet activity grows, overall interest in the ecosystem may increase, reinforcing long-term confidence and strengthening demand for the MUTM token. It is expected that Mutuum Finance (MUTM) will synchronize its platform launch with token listing. This coordinated rollout will generate early momentum as traders and lenders will have a working product on day one. Unlike many presales that release tokens long before activity begins, MUTM will provide live lending and borrowing modules at launch. This approach will likely attract attention from Tier-1 and Tier-2 exchanges. Working products typically meet listing requirements faster. Visibility and trading volume are expected to rise sharply. Investors will be able to explore the platform, engage with dual lending, and stake mtTokens for rewards immediately, giving MUTM an intrinsic use case from the start. Mutuum Finance (MUTM) distinguishes itself from hype-driven meme tokens. Every platform feature, from lending to staking and buybacks, will generate demand for the token. The roadmap includes an over-collateralized stablecoin system. Users will mint a $1-pegged stablecoin by locking approved collateral such as ETH, SOL, or AVAX. Each mint or repayment will drive transactional activity, creating consistent on-chain demand. As the platform expands, MUTM’s utility will deepen across lending, borrowing, and staking. Continuous feature rollout will maintain organic demand long after the token lists. MUTM will implement a buy-and-distribute model that rewards users while supporting long-term price growth. Revenue from platform fees will be used to repurchase MUTM from the market and distribute tokens to stakers. This model creates dual benefits. Stakers will earn regular rewards, incentivizing long-term participation. Simultaneously, consistent buybacks will introduce positive price pressure in the open market. As platform activity grows, buybacks and distributions will increase, creating a cycle that reinforces token value. Phase 6 is already 97% sold out, and the next phase will raise the price by 15% to $0.040. Investors looking for sub-$0.04 exposure to a high-utility token before the next bull run will find this presale window highly attractive. If you want sub-$0.04 exposure before the next phase, act now — this window is closing. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post MUTM or SOL? What Is The Best Cryptocurrency To Invest Before The Next Bull Run Begins? appeared first on Times Tabloid .